Why Don’t We Return to the Two Books?
The Prophet ﷺ strongly emphasised:
"I leave behind two things, if you hold firmly to them you will never go astray: the Book of Allāh and my Sunnah."
[Authentic, reported by Mālik in al-Muwaṭṭaʾ]
Yet despite this clear command, many Muslims today prefer following innovations rather than returning to the Qur’ān and Sunnah. Shayṭān whispers: “This is good, this shows love, this is unity.” But in reality, it is disobedience and a path to misguidance.
⚠️ Just like Pharaoh refused to repent until it was too late, many delay correcting themselves thinking life will continue endlessly. But the truth is, death can come at any moment.
👉 Wake up before it’s too late. Return to the Qur’ān and Sunnah, abandon bidʿah, and realise that the true love of the Prophet ﷺ is to obey his commands not invent new acts of worship.
Allāhu Mustaʿān.
The Prophet ﷺ strongly emphasised:
"I leave behind two things, if you hold firmly to them you will never go astray: the Book of Allāh and my Sunnah."
[Authentic, reported by Mālik in al-Muwaṭṭaʾ]
Yet despite this clear command, many Muslims today prefer following innovations rather than returning to the Qur’ān and Sunnah. Shayṭān whispers: “This is good, this shows love, this is unity.” But in reality, it is disobedience and a path to misguidance.
⚠️ Just like Pharaoh refused to repent until it was too late, many delay correcting themselves thinking life will continue endlessly. But the truth is, death can come at any moment.
👉 Wake up before it’s too late. Return to the Qur’ān and Sunnah, abandon bidʿah, and realise that the true love of the Prophet ﷺ is to obey his commands not invent new acts of worship.
Allāhu Mustaʿān.
Aʾishah, may Allāh be pleased with her, said to a man, “Don’t leave standing in the night. For indeed, the Messenger of Allah ﷺ did not leave it. And if he became sick or fatigued, he would pray sitting.”²⁵
One Salaf said: “Standing at night makes easy the long standing of the Day of Judgement. And its people will be foremost entering Paradise without any reckoning. They will (likewise) have rest from long standing awaiting the reckoning.’”
In the Marfūʿ Ḥadīth of Abū Umāmah and Bilāl, the Prophet ﷺ said:
“Cling to making the night prayer. For indeed it is the custom of the righteous people before you. It (indeed) standing at night is nearest to Allah, The Exalted; and an expiation of sins and an eradication of iniquities and it repels sickness from the body.”²⁶
Within this Hadith lies mention that standing at night contributes to the health of the body and repels sickness, just as standing at night expiates sins. It also elevates one in levels. It is mentioned that its people are from the foremost in entering Paradise without any reckoning.
✿————✦————✿
²⁵ Aḥmad (no. 25583); Abū Dāwūd (no. 1307)
²⁶ At-Tirmidhī (no. 3549)
Righteous and Virtuous Deeds P.40 | By Ḥāfiẓ Ibn Rajab | Translated by Rāḥa Batts | Published by Hikmah Publications
One Salaf said: “Standing at night makes easy the long standing of the Day of Judgement. And its people will be foremost entering Paradise without any reckoning. They will (likewise) have rest from long standing awaiting the reckoning.’”
In the Marfūʿ Ḥadīth of Abū Umāmah and Bilāl, the Prophet ﷺ said:
“Cling to making the night prayer. For indeed it is the custom of the righteous people before you. It (indeed) standing at night is nearest to Allah, The Exalted; and an expiation of sins and an eradication of iniquities and it repels sickness from the body.”²⁶
Within this Hadith lies mention that standing at night contributes to the health of the body and repels sickness, just as standing at night expiates sins. It also elevates one in levels. It is mentioned that its people are from the foremost in entering Paradise without any reckoning.
✿————✦————✿
²⁵ Aḥmad (no. 25583); Abū Dāwūd (no. 1307)
²⁶ At-Tirmidhī (no. 3549)
Righteous and Virtuous Deeds P.40 | By Ḥāfiẓ Ibn Rajab | Translated by Rāḥa Batts | Published by Hikmah Publications
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Shaykh Dr. Mohammad bin Ghalib al-Omari (may Allah bless and preserve him) stated :
Dwelling deeply on worries only increases them rather than reducing them. This [in turn] leads to more depression, isolation, and mistakes.
And the first step in treatment of this issue is:
1. Pondering over what you have of Allah's blessings, instead of being preoccupied with other than that.
2. Supplication and seeking forgiveness: It was from the supplication of the Prophet -salla Allahu alaihi wassalam-: “O Allah, I seek refuge in You from worry and sorrow“, and supplication is one of the greatest means of alleviating distress and worries.
3. [Having] certainty that every problem has [either] a solution or a reward: If you did not find a solution for your problem, then a believer knows that he is rewarded for his patience.
4. Focusing on the present moment without being burdened by future worries, as the Prophet -salla Allahu alaihi wassalam- said: “Be diligent regarding what benefits you, seek aid from Allah, and do not weaken and give up”.
5. Taking the right and beneficial means, for that is at the core of reliance upon Allah the Almighty.
6. Having good opinions of Allah and that He did not afflict you except with an affair that has good consequences for you. Allah the Almighty says: “I am as my slave thinks of Me”.
7. Looking at those who has been more severely afflicted and are more worried, for that is a beneficial and powerful remedy.
8. Worshipping Allah through patience, for patience has praiseworthy consequences; Allah the Almighty said: “And give glad tidings to the patient“.
9. Seeking the company of those who increase your certainty and reliance upon Allah. The Prophet -salla Allahu alaihi wassalam- said: “The example of the good companion and the bad companion is like that of the seller of musk and the blacksmith“.
10. Helping those in need, for that is one of the greatest means to alleviate sorrow and worries. The Prophet -salla Allahu alaihi wassalam- said: “The most beloved people to Allah are those who benefit others the most, and the most beloved of actions to Allah is bringing joy to a Muslim.“
https://x.com/m_g_alomari_eng/status/1898789259718394022?t=wzT46IsNlV-9rB20Ytbk-g&s=19
Dwelling deeply on worries only increases them rather than reducing them. This [in turn] leads to more depression, isolation, and mistakes.
And the first step in treatment of this issue is:
1. Pondering over what you have of Allah's blessings, instead of being preoccupied with other than that.
2. Supplication and seeking forgiveness: It was from the supplication of the Prophet -salla Allahu alaihi wassalam-: “O Allah, I seek refuge in You from worry and sorrow“, and supplication is one of the greatest means of alleviating distress and worries.
3. [Having] certainty that every problem has [either] a solution or a reward: If you did not find a solution for your problem, then a believer knows that he is rewarded for his patience.
4. Focusing on the present moment without being burdened by future worries, as the Prophet -salla Allahu alaihi wassalam- said: “Be diligent regarding what benefits you, seek aid from Allah, and do not weaken and give up”.
5. Taking the right and beneficial means, for that is at the core of reliance upon Allah the Almighty.
6. Having good opinions of Allah and that He did not afflict you except with an affair that has good consequences for you. Allah the Almighty says: “I am as my slave thinks of Me”.
7. Looking at those who has been more severely afflicted and are more worried, for that is a beneficial and powerful remedy.
8. Worshipping Allah through patience, for patience has praiseworthy consequences; Allah the Almighty said: “And give glad tidings to the patient“.
9. Seeking the company of those who increase your certainty and reliance upon Allah. The Prophet -salla Allahu alaihi wassalam- said: “The example of the good companion and the bad companion is like that of the seller of musk and the blacksmith“.
10. Helping those in need, for that is one of the greatest means to alleviate sorrow and worries. The Prophet -salla Allahu alaihi wassalam- said: “The most beloved people to Allah are those who benefit others the most, and the most beloved of actions to Allah is bringing joy to a Muslim.“
https://x.com/m_g_alomari_eng/status/1898789259718394022?t=wzT46IsNlV-9rB20Ytbk-g&s=19
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Dr. Mohammad bin Ghālib (@m_g_alomari_eng) on X
Dwelling deeply on worries only increases them rather than reducing them. This [in turn] leads to more depression, isolation, and mistakes.
And the first step in treatment of this issue is:
1. Pondering over what you have of Allah's blessings, instead of…
And the first step in treatment of this issue is:
1. Pondering over what you have of Allah's blessings, instead of…
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Buying a house on mortgage may look like success…
but Allah clearly says, “Allah has permitted trade and forbidden riba” (Qur’an 2:275)
And the Prophet ﷺ warned that riba brings curse upon everyone involved (Muslim 1598)
Yes, you might get your dream home today…
but is it worth holding a sword in front of Allah on Judgement day?
A house built on riba carries no barakah, only burden…
Worldly comfort cannot outweigh eternal loss.
Better to wait, rent, or choose halal alternatives…
because in the akhirah, this sacrifice will be worth it!
Follow for more such advice and reminders.
but Allah clearly says, “Allah has permitted trade and forbidden riba” (Qur’an 2:275)
And the Prophet ﷺ warned that riba brings curse upon everyone involved (Muslim 1598)
Yes, you might get your dream home today…
but is it worth holding a sword in front of Allah on Judgement day?
A house built on riba carries no barakah, only burden…
Worldly comfort cannot outweigh eternal loss.
Better to wait, rent, or choose halal alternatives…
because in the akhirah, this sacrifice will be worth it!
Follow for more such advice and reminders.
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Anas narrated, The Prophet (ﷺ) said,
“Medina is a sanctuary from that place to that. Its trees should not be cut and no heresy should be innovated nor any sin should be committed in it, and whoever innovates in it an heresy or commits sins (bad deeds), then he will incur the curse of Allah, the angels, and all the people."
[Sahih Bukhari - باب حَرَمِ الْمَدِينَةِ - In Book Ref: Book 29, Hadith 1]
“Medina is a sanctuary from that place to that. Its trees should not be cut and no heresy should be innovated nor any sin should be committed in it, and whoever innovates in it an heresy or commits sins (bad deeds), then he will incur the curse of Allah, the angels, and all the people."
[Sahih Bukhari - باب حَرَمِ الْمَدِينَةِ - In Book Ref: Book 29, Hadith 1]
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Narrated Abu Musa Al-Ash`ari:
The Prophet (ﷺ) heard someone praising another and exaggerating in his praise.
The Prophet (ﷺ) said, "You have ruined or cut the man's back (by praising him so much)."
📚Sahih al-Bukhari 2663
The Prophet (ﷺ) heard someone praising another and exaggerating in his praise.
The Prophet (ﷺ) said, "You have ruined or cut the man's back (by praising him so much)."
📚Sahih al-Bukhari 2663
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Sufyaan ath-Thawri:
"If someone invites you to meet with him, and you fear that he will corrupt your heart and your religion, then do not answer to his invitation."
[Biography of Sufyaan ath-Thawree, p. 144]
"If someone invites you to meet with him, and you fear that he will corrupt your heart and your religion, then do not answer to his invitation."
[Biography of Sufyaan ath-Thawree, p. 144]
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HOW TO PRAY SALATUL KUSUF: THE ECLIPSE PRAYER
Salat al-Kusuf (eclipse prayer) can be prayed at home, even individually.Two rakahs are prayed, but each rakah has two standings (qiyam), two bowings (ruku‘), and one pair of sujood…Here js step by step guide of how to pray it:
Step by Step Procedure
- Make niyyah for Salat al-Kusuf in your heart
1. First rak‘ah:
- Recite Takbir + opening dua+Fatiha + long recitation (you can hold and recite from mushaf)…
- ➡️ do Long Ruku…
- ➡️ stand again (recite Fatiha + another long surah)
- ➡️ Ruku again
- ➡️ rise and then go for sujood
- ➡️ sit and make two sujood.
2. Second rak‘ah: same pattern.
- Finish with tashahhud + Salam .
Continue dhikr, and seek forgiveness until the eclipse clears.
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HOW TO PRAY SALATUL KUSUF: THE ECLIPSE PRAYER
Salat al-Kusuf (eclipse prayer) can be prayed at home, even individually.Two rakahs are prayed, but each rakah has two standings (qiyam), two bowings (ruku‘), and one pair of sujood…Here js step by step guide of how to pray it:
Step by Step Procedure
- Make niyyah for Salat al-Kusuf in your heart
1. First rak‘ah:
- Recite Takbir + opening dua+Fatiha + long recitation (you can hold and recite from mushaf)…
- ➡️ do Long Ruku…
- ➡️ stand again (recite Fatiha + another long surah)
- ➡️ Ruku again
- ➡️ rise and then go for sujood
- ➡️ sit and make two sujood.
2. Second rak‘ah: same pattern.
- Finish with tashahhud + Salam .
Continue dhikr, and seek forgiveness until the eclipse clears.
🌒🌓🌑🌕🌒🌓🌑🌒🌓🌑🌕
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Prophet صلى الله عليه وسلم said:
The sun and the moon are two signs against the signs of Allah; they do not eclipse on the death or life of anyone. So when you see the eclipse, remember Allah and say Takbir, pray and give Sadaqa." The Prophet then said, "O followers of Muhammad! By Allah! There is none who has more ghaira (selfrespect) than Allah as He has forbidden that His slaves, male or female commit adultery (illegal sexual intercourse). O followers of Muhammad! By Allah! If you knew that which I know you would laugh little and weep much.
Bukhari 1044
The sun and the moon are two signs against the signs of Allah; they do not eclipse on the death or life of anyone. So when you see the eclipse, remember Allah and say Takbir, pray and give Sadaqa." The Prophet then said, "O followers of Muhammad! By Allah! There is none who has more ghaira (selfrespect) than Allah as He has forbidden that His slaves, male or female commit adultery (illegal sexual intercourse). O followers of Muhammad! By Allah! If you knew that which I know you would laugh little and weep much.
Bukhari 1044
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Reminder 🌙☀️
In the entire 63 years of the life of our beloved Prophet صلى الله عليه وسلم , there was only one solar eclipse and he told us it was a warning sign from Allah, not linked to anyone’s life or death.
Today, we witness many more eclipses, earthquakes, floods, strange weather, and global turmoil…These are all reminders for us to wake up, reflect, and return to Allah before it is too late.. lets review our lives and seek forgiveness and make tawbah and strive to be better Muslims.
Let every sign you see in the skies or on earth move your heart closer to your Lord…. So increase in prayer, dhikr, charity, and repentance, for Allah sends these signs as mercy and warning, not without purpose.
Allah says In Quran
”Indeed, in that are signs for a people who reflect.”
(Surah ar-Rum :21)
In the entire 63 years of the life of our beloved Prophet صلى الله عليه وسلم , there was only one solar eclipse and he told us it was a warning sign from Allah, not linked to anyone’s life or death.
Today, we witness many more eclipses, earthquakes, floods, strange weather, and global turmoil…These are all reminders for us to wake up, reflect, and return to Allah before it is too late.. lets review our lives and seek forgiveness and make tawbah and strive to be better Muslims.
Let every sign you see in the skies or on earth move your heart closer to your Lord…. So increase in prayer, dhikr, charity, and repentance, for Allah sends these signs as mercy and warning, not without purpose.
Allah says In Quran
”Indeed, in that are signs for a people who reflect.”
(Surah ar-Rum :21)
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“Every soul will blame itself on the Day of Judgment.
The doer of good will regret that he did not increase in good deeds,
and the sinner will regret that he did not repent from his sins."
—Ibn Abbas رضي الله عنه | Ighathatul Lahfaan | Pg. 105
The doer of good will regret that he did not increase in good deeds,
and the sinner will regret that he did not repent from his sins."
—Ibn Abbas رضي الله عنه | Ighathatul Lahfaan | Pg. 105
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The Masjid Without Our Youth.
A few mornings ago, after leading the Fajr Salah, I sat quietly in the Masjid. Row after row of worshippers, yet not a single youngster between 10 and 16. Not one.
At Dhuhr, I prayed at another local Masjid. Only the familiar few under-10s, brought by their fathers. No new faces.
At Asr, yet another local Masjid, and again, not a single young soul in sight.
After Salah, the local Imam delivered a beautiful reminder on attaining khushu in Salah – filled with practical gems for every young heart – but only one child came. *One.*
This is not just an observation. *This is a warning.*
*The absence of our youth in the Masjid today will be the absence of faith in our community tomorrow.*
Faith does not pass automatically from one generation to the next. When one generation _sometimes_ prays at the Masjid, the next generation _sometimes_ prays at home. When one generation _sometimes_ prays at home, the next grows up not praying at all. When that happens, the following generation doesn’t even know what Salah is. That is how faith is lost – quietly, slowly, imperceptibly, until it is gone.
The problem doesn’t lie in society, in screens, in distractions. The truth is heavier. The problem lies in us – in our priorities, in our inaction, in our failure to nurture the seeds of Iman while there is still time.
Our Masajid should echo with young voices, with laughter, with learning. As the Ottomans used to say, _“If you do not hear the voices of children at the back of your Masajid, you should fear for your future generations.”_ Yet today, they are silent. Empty. And if we continue on this path, tomorrow’s Masajid will be empty too – and with them, our faith.
The Iman of our children is not guaranteed. Just because they were born with Iman does not mean they will leave this world with it. It must be nurtured. It must be protected. And it must start today.
Our fathers built these Masajid with their sweat and their duas. Will we be the generation that leaves them empty? Or will we fill them with our children, so that when we leave this world, we leave behind a legacy of faith?
We were once the children at the back of the Masjid. Our fathers brought us, our elders welcomed us, our teachers guided us. Now it is our turn. If we break this circle, faith will break with it. If we continue it, Islam will live in every home, every heart, every generation to come.
So, the next time we see empty rows where our children should be, we must not ask, _“Where are they?”_ We must ask, _“Where are we?”_ For their absence is a reflection of our choices. If we return to the masjid, they will follow. If we leave, they will be lost.
My beloved brothers and sisters, do not let this be a warning that passes your ears and fades. Take it to your heart. Take it to your homes. Take it to your children.
And do not let the Iman of our youth slip through our fingers. The silence of today’s Masajid must not become the silence of tomorrow’s faith.
_–From your local Imam in Waltham Forest_
But relevant to all!
A few mornings ago, after leading the Fajr Salah, I sat quietly in the Masjid. Row after row of worshippers, yet not a single youngster between 10 and 16. Not one.
At Dhuhr, I prayed at another local Masjid. Only the familiar few under-10s, brought by their fathers. No new faces.
At Asr, yet another local Masjid, and again, not a single young soul in sight.
After Salah, the local Imam delivered a beautiful reminder on attaining khushu in Salah – filled with practical gems for every young heart – but only one child came. *One.*
This is not just an observation. *This is a warning.*
*The absence of our youth in the Masjid today will be the absence of faith in our community tomorrow.*
Faith does not pass automatically from one generation to the next. When one generation _sometimes_ prays at the Masjid, the next generation _sometimes_ prays at home. When one generation _sometimes_ prays at home, the next grows up not praying at all. When that happens, the following generation doesn’t even know what Salah is. That is how faith is lost – quietly, slowly, imperceptibly, until it is gone.
The problem doesn’t lie in society, in screens, in distractions. The truth is heavier. The problem lies in us – in our priorities, in our inaction, in our failure to nurture the seeds of Iman while there is still time.
Our Masajid should echo with young voices, with laughter, with learning. As the Ottomans used to say, _“If you do not hear the voices of children at the back of your Masajid, you should fear for your future generations.”_ Yet today, they are silent. Empty. And if we continue on this path, tomorrow’s Masajid will be empty too – and with them, our faith.
The Iman of our children is not guaranteed. Just because they were born with Iman does not mean they will leave this world with it. It must be nurtured. It must be protected. And it must start today.
Our fathers built these Masajid with their sweat and their duas. Will we be the generation that leaves them empty? Or will we fill them with our children, so that when we leave this world, we leave behind a legacy of faith?
We were once the children at the back of the Masjid. Our fathers brought us, our elders welcomed us, our teachers guided us. Now it is our turn. If we break this circle, faith will break with it. If we continue it, Islam will live in every home, every heart, every generation to come.
So, the next time we see empty rows where our children should be, we must not ask, _“Where are they?”_ We must ask, _“Where are we?”_ For their absence is a reflection of our choices. If we return to the masjid, they will follow. If we leave, they will be lost.
My beloved brothers and sisters, do not let this be a warning that passes your ears and fades. Take it to your heart. Take it to your homes. Take it to your children.
And do not let the Iman of our youth slip through our fingers. The silence of today’s Masajid must not become the silence of tomorrow’s faith.
_–From your local Imam in Waltham Forest_
But relevant to all!
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When your manners are good, people naturally want to help you, hire you, and be around you.
The better your character, the more doors Allah opens for you, sometimes in ways you never imagined.
People are drawn to kindness, honesty, and humility. And where people are drawn, opportunities follow.
Be honest, trustworthy, and sincere in your work.
Don't underestimate the provision hidden in a good manners. A kind word, a sincere smile, a trustworthy heart, these could be the very reasons Allah provides for you.
Be the reason someone says, "I love working with this person." And watch how Allah provides for you in ways you never expected.
وَمَن يَتَّقِ ٱللَّهَ يَجْعَل لَةُ مَخْرَجًا . وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِب
And whoever fears Allah, He will make for him a way out. And will provide for him from where he does not expect. (Surah At-Talaq: 2-3).
The better your character, the more doors Allah opens for you, sometimes in ways you never imagined.
People are drawn to kindness, honesty, and humility. And where people are drawn, opportunities follow.
Be honest, trustworthy, and sincere in your work.
Don't underestimate the provision hidden in a good manners. A kind word, a sincere smile, a trustworthy heart, these could be the very reasons Allah provides for you.
Be the reason someone says, "I love working with this person." And watch how Allah provides for you in ways you never expected.
وَمَن يَتَّقِ ٱللَّهَ يَجْعَل لَةُ مَخْرَجًا . وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِب
And whoever fears Allah, He will make for him a way out. And will provide for him from where he does not expect. (Surah At-Talaq: 2-3).
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Life is short.
The Angel of Death came to Nooh and said: O longest-lived of the Prophets, how did you find this world and its pleasures?
He said: Like a man who entered a room with two doors, and he stood in the middle of the room for a brief moment, then he went out of the other door.
● {Ibn Abi’d-Dunya’s az-Zuhd (358)}
The Angel of Death came to Nooh and said: O longest-lived of the Prophets, how did you find this world and its pleasures?
He said: Like a man who entered a room with two doors, and he stood in the middle of the room for a brief moment, then he went out of the other door.
● {Ibn Abi’d-Dunya’s az-Zuhd (358)}
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What Happens if Someone Dies With Unpaid Debt
The punishment for not paying debts before death is a very serious matter in Islam, and it's treated with grave warnings.
Whether the debt is financial, like unpaid money (including unpaid mahr), or moral, Islam holds the debtor accountable even after death, and the rights of others are not erased simply by dying.
Summary:
❌ If a Muslim dies without paying off a debt without valid excuse or effort to repay, the consequences include:
•Punishment in the grave
•Delayed entry into Paradise
•Being deprived of the Prophet’s intercession
•Having one’s good deeds given to the creditor on the Day of Judgment
1. Qur’an on the Seriousness of Debt
▶️ Debt must be written and honored:
“O you who believe! When you contract a debt for a fixed term, write it down...”
(Surah Al-Baqarah 2:282)
✅ This is the longest verse in the Qur’an, showing the gravity of financial dealings.
▶️ Debts are not forgiven unless repaid or pardoned:
“And nothing shall be accepted from him even if he offers ransom with gold...”
(Surah Aal Imran 3:91)
➡️ This verse, while general, applies to situations where rights of people (including debts) are not fulfilled, no amount of pleading or offering will save a person who owes others.
2. Hadith: Warnings About Dying With Debt
❌ 1. The Prophet ﷺ refused to pray for those who died in debt
“The soul of the believer is held back by his debt until it is paid off.”
(Ahmad, Ibn Majah; Hasan)
✅ This means the deceased is not completely free, even in the Barzakh (grave), until their debt is cleared.
❌ 2. Martyrdom does not forgive debt
“All the sins of a martyr are forgiven except debt.”
(Sahih Muslim, 1886)
✅ Even martyrdom, which forgives all sins, does not forgive unpaid debts.
❌ 3. Good deeds will be taken on the Day of Judgment
“Whoever has wronged someone whether in property or anything else should resolve it before the Day of Judgment... On that Day, no dinar or dirham will be accepted. Instead, his good deeds will be taken and given to the wronged one. If he has no good deeds left, their sins will be put upon him.”
(Sahih al-Bukhari, 2449)
✅ The creditor will take from the debtor’s hasanat, or even pass on their own sins, making it a terrifying prospect.
3. Ruling on Debt After Death
Debt as one of the most binding obligations after death.
✅ The order of obligations from the deceased’s estate is:
•Funeral expenses
•Repayment of debts (even if no will was made)
•Execution of the will (up to 1/3)
•Distribution to heirs
➡️ The scholars say:
•Debts are paid before inheritance
•If the person left no money, then:
•Family may pay
•The Islamic state (Bayt al-Mal) may step in
•Or, the debt remains on the deceased’s record until Allah judges
Imam Ahmad said:
“There is no difference between a debt to Allah (like zakah or kafarah) and a debt to people, both must be paid.”
4. Ibn Taymiyah’s Position on Unpaid Debt After Death
Shaykh al-Islam Ibn Taymiyah strongly emphasized:
✅ 1. Rights of humans (huqooq al-‘ibad) are more dangerous than sins against Allah
•Sins between a servant and Allah may be forgiven by repentance.
•But unpaid debts, stolen property, and withheld rights must be repaid.
“Debts are not lifted by mere regret. The only expiation is repayment or forgiveness from the creditor.”
— Majmoo’ al-Fatawa
✅ 2. Debt is a cause of divine punishment
He explained that the soul of the debtor may be held back, and that:
“A person may come on the Day of Judgment with many good deeds, only for them to be distributed among his creditors.”
➡️ Ibn Taymiyah also warned that using debt as a loophole, or being careless about repaying it, shows a lack of taqwa and respect for justice.
🚫 Common Mistake:
Many assume that if they die, their debts are automatically forgiven — this is false in Islam.
•If the creditor forgives, it’s erased.
•If the family pays it on behalf of the deceased, the soul is relieved.
•But dying without payment, and without intention or effort to repay, leads to grave consequences.
The punishment for not paying debts before death is a very serious matter in Islam, and it's treated with grave warnings.
Whether the debt is financial, like unpaid money (including unpaid mahr), or moral, Islam holds the debtor accountable even after death, and the rights of others are not erased simply by dying.
Summary:
❌ If a Muslim dies without paying off a debt without valid excuse or effort to repay, the consequences include:
•Punishment in the grave
•Delayed entry into Paradise
•Being deprived of the Prophet’s intercession
•Having one’s good deeds given to the creditor on the Day of Judgment
1. Qur’an on the Seriousness of Debt
▶️ Debt must be written and honored:
“O you who believe! When you contract a debt for a fixed term, write it down...”
(Surah Al-Baqarah 2:282)
✅ This is the longest verse in the Qur’an, showing the gravity of financial dealings.
▶️ Debts are not forgiven unless repaid or pardoned:
“And nothing shall be accepted from him even if he offers ransom with gold...”
(Surah Aal Imran 3:91)
➡️ This verse, while general, applies to situations where rights of people (including debts) are not fulfilled, no amount of pleading or offering will save a person who owes others.
2. Hadith: Warnings About Dying With Debt
❌ 1. The Prophet ﷺ refused to pray for those who died in debt
“The soul of the believer is held back by his debt until it is paid off.”
(Ahmad, Ibn Majah; Hasan)
✅ This means the deceased is not completely free, even in the Barzakh (grave), until their debt is cleared.
❌ 2. Martyrdom does not forgive debt
“All the sins of a martyr are forgiven except debt.”
(Sahih Muslim, 1886)
✅ Even martyrdom, which forgives all sins, does not forgive unpaid debts.
❌ 3. Good deeds will be taken on the Day of Judgment
“Whoever has wronged someone whether in property or anything else should resolve it before the Day of Judgment... On that Day, no dinar or dirham will be accepted. Instead, his good deeds will be taken and given to the wronged one. If he has no good deeds left, their sins will be put upon him.”
(Sahih al-Bukhari, 2449)
✅ The creditor will take from the debtor’s hasanat, or even pass on their own sins, making it a terrifying prospect.
3. Ruling on Debt After Death
Debt as one of the most binding obligations after death.
✅ The order of obligations from the deceased’s estate is:
•Funeral expenses
•Repayment of debts (even if no will was made)
•Execution of the will (up to 1/3)
•Distribution to heirs
➡️ The scholars say:
•Debts are paid before inheritance
•If the person left no money, then:
•Family may pay
•The Islamic state (Bayt al-Mal) may step in
•Or, the debt remains on the deceased’s record until Allah judges
Imam Ahmad said:
“There is no difference between a debt to Allah (like zakah or kafarah) and a debt to people, both must be paid.”
4. Ibn Taymiyah’s Position on Unpaid Debt After Death
Shaykh al-Islam Ibn Taymiyah strongly emphasized:
✅ 1. Rights of humans (huqooq al-‘ibad) are more dangerous than sins against Allah
•Sins between a servant and Allah may be forgiven by repentance.
•But unpaid debts, stolen property, and withheld rights must be repaid.
“Debts are not lifted by mere regret. The only expiation is repayment or forgiveness from the creditor.”
— Majmoo’ al-Fatawa
✅ 2. Debt is a cause of divine punishment
He explained that the soul of the debtor may be held back, and that:
“A person may come on the Day of Judgment with many good deeds, only for them to be distributed among his creditors.”
➡️ Ibn Taymiyah also warned that using debt as a loophole, or being careless about repaying it, shows a lack of taqwa and respect for justice.
🚫 Common Mistake:
Many assume that if they die, their debts are automatically forgiven — this is false in Islam.
•If the creditor forgives, it’s erased.
•If the family pays it on behalf of the deceased, the soul is relieved.
•But dying without payment, and without intention or effort to repay, leads to grave consequences.
Conclusion
The punishment for not paying debt after death is not symbolic, it’s real and severe.
•The soul may be detained
•The person may lose all good deeds
•Even martyrdom does not remove unpaid debts
•Ibn Taymiyah and other scholars treat debt as a non-negotiable obligation, even after death.
The punishment for not paying debt after death is not symbolic, it’s real and severe.
•The soul may be detained
•The person may lose all good deeds
•Even martyrdom does not remove unpaid debts
•Ibn Taymiyah and other scholars treat debt as a non-negotiable obligation, even after death.
How to choose Allah's Mercy?
Allah's Messenger (sallallahu alaihi wasallam) said, "Show mercy to those who are on earth, and He, Who is in the heaven will be Merciful to you." Tirmidhee
and "If anyone does NOT show mercy to people, then Allah will NOT show mercy to him." Tirmidhee
...thus, choosing to be kind and merciful to those around you is choosing Allah's Mercy for your ownself.
...the fear and dread of being deprived of Allah's Mercy must always drive you and me to be forgoing; especially when someone steps out of the boundaries - because none of us is innocent, and we are all in need of His Mercy!
Allah's Messenger (sallallahu alaihi wasallam) said, "Show mercy to those who are on earth, and He, Who is in the heaven will be Merciful to you." Tirmidhee
and "If anyone does NOT show mercy to people, then Allah will NOT show mercy to him." Tirmidhee
...thus, choosing to be kind and merciful to those around you is choosing Allah's Mercy for your ownself.
...the fear and dread of being deprived of Allah's Mercy must always drive you and me to be forgoing; especially when someone steps out of the boundaries - because none of us is innocent, and we are all in need of His Mercy!
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Muhammad ibn Juhadah (rahimahullah) said regarding the Verse in Surah Al An’am “And not a leaf falls but that He knows it”, “Allah Ta’ala has a tree beneath the ‘Arsh. Every single creation has a leaf on that tree. When the leaf falls, his soul leaves his body.” This is the explanation of the Verse: “And not a leaf falls but that He knows it.”
(Ad Durrul Manthur, vol. 6, pg. 65, Surah Al An’am, Verse: 59 and Ruhul Ma’ani, vol. 8, pg. 206, Surah Al An’am, Verse: 59)
(Ad Durrul Manthur, vol. 6, pg. 65, Surah Al An’am, Verse: 59 and Ruhul Ma’ani, vol. 8, pg. 206, Surah Al An’am, Verse: 59)
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