💰 Rule 50/20/30

Do you want to not only accumulate, but also increase your savings? You should break down your monthly income using the 50/20/30 rule:

▫️ 50% of income - spend on all necessary needs (food, housing and communal services, transportation costs, medicines, etc.)

▫️ 20% - invest in financial instruments, transfer money to a bank deposit so that the money works for you in the present and future

▫️ 30% - leave for one-time needs and purchases (going to a restaurant, cafe, shopping, buying equipment)

➖ What is good about this system? With it you will be able to accumulate and increase money without giving up your own pleasures. Your financial planning will not be based on excessive hardship.

Many people think that they love to sleep.

In fact, you just don't want to wake up!

Do you know why this happens?

You think it's easy because you are an owl, a lark, a date, nothing like that.

This happens because you are not happy about where you will go after you wake up.

Because your life does not bring joy.
Because there is more stress in it than sources of pleasure. Because you solve problems. You process stress.

Has anyone ever experienced that you are traveling abroad for the first time and have to get up at 5 am to catch a plane?

Surprisingly, on such days it is very easy to get up. For what we want, we get up easily.

🗣 Petr Osipov

What happens if two different types of ants are put in one glass jar?

If you collect 100 red and 100 black ants and put them in a glass jar, nothing will happen.

But if you take a jar, shake it vigorously and leave it on the table, the ants will start killing each other!

Blacks believe that reds are the enemy, while reds believe that blacks are the enemy when the real enemy is the person who shook the can.

The same thing happens in society (for example):

▪️ Left vs. Right

▪️ Poor vs rich

▪️ Young vs old

▪️ Women vs men

▪️ etc.

Before we start fighting each other, we must ask ourselves:

▪️ Who shook the jar?

How exactly does the thinking of a rich person differ from that of a poor person?

Learn to think like a business owner, not like an employee.

▪️A business owner, as a rule, always knows how to quickly make decisions and be responsible for them.

▪️And hired employees don’t like responsibility . They will never make a decision quickly.

Because they don't like to do it, they don't want it.

🗣 Alexander Orlov

6 reasons why you are not achieving your goals and desires

1. You set generalized goals for yourself.
2. You haven't developed a strategy to achieve your goal.
3. You don't track progress.
4. The environment interferes with your development.
5. You don't change your usual approach to things.
6. You are waiting for help from strangers.
7. You give up too soon