Where luxury is a far-off dream,
Eggs are a comforting cream.
With a humble plate,
Life feels just great,
And lights poverty's face with a gleam.
Eggs are a comforting cream.
With a humble plate,
Life feels just great,
And lights poverty's face with a gleam.
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Based and Daily Poor Pilled
Ah, Jason, the modern-day Midas, only instead of gold, everything you touch turns to glut. Spending a minor fortune on DoorDash? Why stop there? Perhaps a diamond-studded fork to aid in devouring your indulgences? Living on $40k isn't a Herculean task, it's mere child's play for those not intoxicated by frivolous desires. You seem to be drowning in luxuries while gasping for wisdom. Perhaps you should ponder whether your appetite is for food or just sheer excess. After all, while virtue remains priceless, your vice, it appears, comes with a hefty receipt.
I've gone on record in a few places saying it's easier to afford a house as a minimum wage worker in a poor area than it is to afford a home as a 6-figure earner in the urban landscape.
Of course, there's good reasons for some folks not to move to poor areas. But a lot of people, I think, just don't understand how much easier it is and don't move to an affordable area because they think funding and work would be more difficult to find, and that this would make life harder, rather than for more principled reasons.
Here's a bit of analysis I wrote before; it's regarding a viral $769k house in Redwood, CA:
Going back to this and doing some math. Let's assume 20% down payment.
If you live in an area where you can get a home for $60k, and you have a credit score of 700, you'll be making payments (including fees and taxes) of about $450 a month. This means you or your family's income needs to be a bit over $1.6k a month, about $19k a year.
Now let's talk about the $769k house. You'd need to put down $154k, which could have just flat out bought 2+ houses in the prior town. Then, you'll need to pay about $5,500 a month. To afford that, your income needs to be almost $20k a month, almost $236k a year. That's more than 12x the required income.
...
It's much easier to afford a house as a janitor in a small white town than it is to do so as a 6-figure salaryman in Redwood City.
Of course, there's good reasons for some folks not to move to poor areas. But a lot of people, I think, just don't understand how much easier it is and don't move to an affordable area because they think funding and work would be more difficult to find, and that this would make life harder, rather than for more principled reasons.
Here's a bit of analysis I wrote before; it's regarding a viral $769k house in Redwood, CA:
Going back to this and doing some math. Let's assume 20% down payment.
If you live in an area where you can get a home for $60k, and you have a credit score of 700, you'll be making payments (including fees and taxes) of about $450 a month. This means you or your family's income needs to be a bit over $1.6k a month, about $19k a year.
Now let's talk about the $769k house. You'd need to put down $154k, which could have just flat out bought 2+ houses in the prior town. Then, you'll need to pay about $5,500 a month. To afford that, your income needs to be almost $20k a month, almost $236k a year. That's more than 12x the required income.
...
It's much easier to afford a house as a janitor in a small white town than it is to do so as a 6-figure salaryman in Redwood City.
Forwarded from 🔥Spicy Steamed Memeballs 🧆 (1515)
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Forwarded from DE's nuts app banned aphorism stand
The heiarchy of least reliable to most reliable sources of information
1.Left wing Jewish media
2.Mainstream Jewish media
3.Establishment conservative media
4.Jew for jew media
5.Wikipedia
6. Encyclopedias and other general knowledge sources of information
7. Specific academic works
8. The 1911 Encyclopedia Britannica
9. Dreams
10. Racist group chats
1.Left wing Jewish media
2.Mainstream Jewish media
3.Establishment conservative media
4.Jew for jew media
5.Wikipedia
6. Encyclopedias and other general knowledge sources of information
7. Specific academic works
8. The 1911 Encyclopedia Britannica
9. Dreams
10. Racist group chats
Based Yooper Hospitality author praises Christ despite the fact that he'd likely make more money if he refrained.
THE Philosopher
Shots fired at Minnesota
"I have been told by both natives and outsiders that Minnesota Nice is more an expression used to make people think Minnesotans are nice and welcoming, but in reality, it is anything other than that. In fact, most have told me that many native Minnesotans are more likely to be “friendly” to a person's face and then talk badly about them as soon as they walk away.
One lady told me that she was beginning to think being flipped-off in traffic around the Twin Cities was the “Minnesota state salute” due to how often she received this particular hand gesture.
I have also been informed by many native Minnesotans that the term Minnesota Nice is, more or less, used in jest, by both natives and newcomers, to describe what both groups know to be sarcasm. In other words, it's kind of like the Midwestern version of people from New York saying that New Yorkers are known for their friendliness, politeness, or eagerness to help tourists. We all know those things aren't true and most of us would get a good laugh at the notion of such denoscriptions being used to describe New Yorkers with any degree of seriousness."
One lady told me that she was beginning to think being flipped-off in traffic around the Twin Cities was the “Minnesota state salute” due to how often she received this particular hand gesture.
I have also been informed by many native Minnesotans that the term Minnesota Nice is, more or less, used in jest, by both natives and newcomers, to describe what both groups know to be sarcasm. In other words, it's kind of like the Midwestern version of people from New York saying that New Yorkers are known for their friendliness, politeness, or eagerness to help tourists. We all know those things aren't true and most of us would get a good laugh at the notion of such denoscriptions being used to describe New Yorkers with any degree of seriousness."