Lowering interest rates doesn’t effect the affordability of homes. People buy homes not based upon the price of the home but rather the price of the mortgage payment at a fixed length.

When interest rates go down the price of homes goes up because the lower interest rate reduces the mortgage payment for a home of the same value.

If the mortgage payment stays fixed and interest rates drop the price of the house increases. If the interest rate decreases the price of the house increases with the mortgage payment remaining the same.

The main issue driving up the cost of housing is immigration. More immigrants means a greater demand for housing and the costs immigrants impose through crime and corruption reduce the cost of housing.

Really what matters is not just the cost of housing but the cost of nigger free housing in an area where you can get a job: Immigration, DEI and increased integration lead to there being fewer and fewer areas you can have a family. Deindustrialization has caused the middle of the country to be so poor that you can’t support a family there. All the jobs are near cities with forced diversity so you’re stuck in suburbs that try to price out minorities until some fucking kike builds affordable housing.

Private insurance is the reason Pfizer gave up on their gene therapy candidate. This treatment easily pays for itself in a decade, but we can't have cutting edge biotechnology because of capitalism.

Insurance must be nationalized to correct this flawed incentive structure.

JUST IN - Trump admin to begin garnishing wages of defaulted student loan borrowers in January.

Read here: https://www.disclose.tv/id/nbvn769g4n/

@disclosetv

Our picks for this week:

$CSX - buy under $34, sell at $37 or greater
$HIMS - HOLD: Awaiting new technical analysis
$SRFM - double down at $1.60, sell at $10
$BYDDY - buy under $12, sell at $17
$IAUM - buy when above 25 day EMA, sell when below 25 day EMA
$KLAR - buy (the stock continues to drop, we still have insufficient technical data on it. I have only bought $1k worth)
$RACE - buy at $370, sell at $500
$LAR - buy if under $5.00, sell if $6.50 or higher
$LAC - buy if under $4.50
$ZROZ - buy at $65 or under, gradually build position. Larger purchases if under $60.

What has changed
I made the $ZROZ target a little more reasonable at $65. Any dip below $63, and especially $60, would prompt larger purchases.
The probability of a near-term crash or drawdown has made me opt to take profit early and increase my cash position (I'm 49% cash). I will be targeting 60% cash, and then moving money into long duration Treasury bond ETFs if/when the market finally shits the bed. This strategy can only really shine if there is a combination of a market drawdown and significant rate cuts. Without the drawdown, you're missing out on bigger gains that you could have had from stocks.

As always, this is not financial advice. I'm 1.6% black and 100% retarded, but somehow beating most fund managers at their job.

This is what a serious country does. America does TrumpNiggaFartCoin rugpulls instead.
https://www.bloomberg.com/news/articles/2025-12-29/china-to-pay-interest-on-digital-yuan-in-bid-to-boost-adoption

Being a rentoid and putting your money in stonks just makes sense

🚨🇨🇳💰 ~ China’s trade surplus has grown from $993 billion in 2024 to $1.08 trillion in the first 11 months of 2025, making it the first country in recorded history to reach the $1 trillion milestone.

What tariffs?

Nigler beat me this time

🇺🇸 🇻🇪 More than half of Caracas has no electricity due to US bombing power stations .Considering their situation, the people will have at least 6 months with lack of electricity.

The commercial port next to the military section has been heavily bombed. The entry of people's necessities into their country has been delayed for at least 1 month, and with the bombing of the port, this delay will increase.

Service and medical capacity will decrease by more than 50% due to the lack of electricity.

No war brings profit, bread, or welfare to the people.

VENEZUELA’S OIL INFRASTRUCTURE REMAINS UNHIT AFTER U.S. AIRSTRIKES

VENEZUELA’S OIL INFRASTRUCTURE WAS REPORTEDLY UNHARMED FOLLOWING A SERIES OF U.S. MILITARY AIRSTRIKES IN CARACAS AND OTHER STATES, ACCORDING TO SOURCES FAMILIAR WITH THE MATTER.

KEY FACILITIES IN THE COUNTRY’S ENERGY SECTOR—INCLUDING THE JOSE PORT, THE AMUAY REFINERY, AND OIL FIELDS IN THE ORINOCO BELT—REMAIN OPERATIONAL, THE SOURCES SAID. THEY REQUESTED ANONYMITY DUE TO THE SENSITIVE NATURE OF THE INFORMATION. ...

So ExxonMobil and Chevron win, and we get more Venezuelan refugees.

Fuck the oil producers. My one pick for Venezuela is $SLB

this was yesterday, 24 hours before the attack. Just to show you the fakery and the insider trading that is going on.

VENEZUELAN VICE PRESIDENT DELCY RODRIGUEZ ON SATURDAY DEMANDED THAT THE U.S. FREE PRESIDENT NICOLÁS MADURO FOLLOWING HIS CAPTURE IN HIS OWN NATION.

SHE APPEARED ON STATE TV AND DEMANDED THE "IMMEDIATE RELEASE" OF MADURO AND HIS WIFE, CILIA FLORES, WHO WERE BOTH INDICTED IN THE SOUTHERN DISTRICT OF NEW YORK.

RODRIGUEZ ALSO CONDEMNED THE U.S. STRIKES ON VENEZUELA AND SAID THE NATION WILL NOT SURRENDER. ...

Might get to buy a dip on $SLB before ZOG beats Venezuela into submission

Also depending on how the next few days go, this could be another nightmare for the U.S.

Venezuela is twice the size of Iraq and Trump’s administration is extremely incompetent. If the remaining leadership actually puts up any resistance, it will be a disaster for the U.S.. There is no way this venture will be remotely profitable, and companies are risk averse.