Bank runs are no longer a threat to the banking system
The view that a general bank run would be a problem for the banks, and that banks would fail if it happened ‘because there is not enough cash in existence to cover all deposits’, is misguided. A bank run would be used to instantly go fully digital (this is probably the plan). Banks will simply refuse withdrawals and close branches/atms (bank holiday), all legal, forcing everyone to use electronic transfers/payments only. Banks nowadays are not limited like they were during the Great Depression, they don’t need cash to remain solvent. They would fulfil their contractual obligations by allowing depositors to access their accounts to make electronic transfers/payments. The only way to bankrupt a bank nowadays is for it to fail to pay its debts to other banks or bond-holders.
The view that a general bank run would be a problem for the banks, and that banks would fail if it happened ‘because there is not enough cash in existence to cover all deposits’, is misguided. A bank run would be used to instantly go fully digital (this is probably the plan). Banks will simply refuse withdrawals and close branches/atms (bank holiday), all legal, forcing everyone to use electronic transfers/payments only. Banks nowadays are not limited like they were during the Great Depression, they don’t need cash to remain solvent. They would fulfil their contractual obligations by allowing depositors to access their accounts to make electronic transfers/payments. The only way to bankrupt a bank nowadays is for it to fail to pay its debts to other banks or bond-holders.
Where do Doctors come from?
In order to qualify for the guaranteed entry pathway into medicine, for example at the University of Melbourne, a secondary student must achieve ATAR score of 99.90% or above. This means that only 1 student out of 1000 qualifies. The hurdle is 10 times lower for those who are willing to pay “full fees”, with the ATAR requirement dropping to 99%, which is 1 student per 100. Top scoring students come almost exclusively from the most expensive private schools. For example, the top supplier of prospective doctors and lawyers in 2021 was Fintona: https://www.fintona.vic.edu.au/enrolment/fees/
The strong correlation between wealth and graduating as a doctor or a lawyer is of course no surprise; medicine and law are a means of wealth continuity, political dominance and status preservation by the ruling caste: https://www.theguardian.com/society/2016/jan/22/medical-school-students-wealthy-backgrounds There is one notable exception to the rule in Australia: if you are Aboriginal you will be welcomed into medicine with an average grade score of 5 out of 7 (https://study.unimelb.edu.au/find/courses/graduate/doctor-of-medicine/entry-requirements/). Applicants for the MD Indigenous pathway are NOT required to be subject to ranking; nor apply via the Graduate Entry Medical School Admissions System (GEMSAS); nor sit the Graduate Australian Medical School Admission Test (GAMSAT).
It would be a mistake to assume that a high ATAR score from a prestigious school indicates that a student is more intelligent than a substantially lower ATAR score from a state high school or some lesser college. Expensive schools are geared to make you perform well on these specific tests, they employ teachers/coaches who are the most knowledgeable of how ATAR tests are designed and marked; they are essentially selling high ATARs, provided you obey their instructions. They are also coaching their students how to be ‘leaders’ (elite), imbuing them with false confidence and a sense of superiority. You may have noticed that doctors and lawyers are not particularly smart or knowledgable, but make up for their mediocrity by projecting authority and confidence. Sure, there are exceptions, but the next time you visit a doctor you may wish to reflect on whether you are in the presence of an expcetion or an undeserving impostor.
In order to qualify for the guaranteed entry pathway into medicine, for example at the University of Melbourne, a secondary student must achieve ATAR score of 99.90% or above. This means that only 1 student out of 1000 qualifies. The hurdle is 10 times lower for those who are willing to pay “full fees”, with the ATAR requirement dropping to 99%, which is 1 student per 100. Top scoring students come almost exclusively from the most expensive private schools. For example, the top supplier of prospective doctors and lawyers in 2021 was Fintona: https://www.fintona.vic.edu.au/enrolment/fees/
The strong correlation between wealth and graduating as a doctor or a lawyer is of course no surprise; medicine and law are a means of wealth continuity, political dominance and status preservation by the ruling caste: https://www.theguardian.com/society/2016/jan/22/medical-school-students-wealthy-backgrounds There is one notable exception to the rule in Australia: if you are Aboriginal you will be welcomed into medicine with an average grade score of 5 out of 7 (https://study.unimelb.edu.au/find/courses/graduate/doctor-of-medicine/entry-requirements/). Applicants for the MD Indigenous pathway are NOT required to be subject to ranking; nor apply via the Graduate Entry Medical School Admissions System (GEMSAS); nor sit the Graduate Australian Medical School Admission Test (GAMSAT).
It would be a mistake to assume that a high ATAR score from a prestigious school indicates that a student is more intelligent than a substantially lower ATAR score from a state high school or some lesser college. Expensive schools are geared to make you perform well on these specific tests, they employ teachers/coaches who are the most knowledgeable of how ATAR tests are designed and marked; they are essentially selling high ATARs, provided you obey their instructions. They are also coaching their students how to be ‘leaders’ (elite), imbuing them with false confidence and a sense of superiority. You may have noticed that doctors and lawyers are not particularly smart or knowledgable, but make up for their mediocrity by projecting authority and confidence. Sure, there are exceptions, but the next time you visit a doctor you may wish to reflect on whether you are in the presence of an expcetion or an undeserving impostor.
It looks like your superannuation will be spent, whether you like it or not, on cheep and most likely garbage quality concentration-camp-style housing that will last 7 years before having to be rebuilt. It does not sound like a good investment to me. Perhaps instead of your super payout you will get one of these used, decrepit units when the super fund is liquidated:) https://www.afr.com/politics/federal/big-super-signs-up-to-1-million-homes-pledge-20221026-p5bszu
Australian Financial Review
Big super signs up to million-homes pledge
Major superannuation funds say they are ready to deploy the sector’s $3.3 trillion pool of capital to help build 1 million new homes.
Truth:
Proposition (P) that is logically consistent (makes sense) and coheres with all true propositions (P’) for any rational agent in any language. Truth is systemically provable: if P is true, then there is P’ such that P is necessarily true.
I propose that the above definition of truth is logically complete.
More on Truth: https://plato.stanford.edu/entries/truth/
Proposition (P) that is logically consistent (makes sense) and coheres with all true propositions (P’) for any rational agent in any language. Truth is systemically provable: if P is true, then there is P’ such that P is necessarily true.
I propose that the above definition of truth is logically complete.
More on Truth: https://plato.stanford.edu/entries/truth/
Follow up email to Senator Antic (31.10.2022)
Dear Senator Antic,
Will you be attending the senate estimates session related to health policy, scheduled for 8-10 November? I hope you will be willing to raise the questions I suggested previously (copied below) with the health minister.
FYI I am linking a copy of a letter I recently sent to the Australian Human Rights Commissioner, which summarise they key ethical arguments against the mandates: https://michaelkowalik.substack.com/p/email-to-australian-human-rights
Regards,
Michael Kowalik
Previous status update: https://news.1rj.ru/str/NormalParty/1759
Dear Senator Antic,
Will you be attending the senate estimates session related to health policy, scheduled for 8-10 November? I hope you will be willing to raise the questions I suggested previously (copied below) with the health minister.
FYI I am linking a copy of a letter I recently sent to the Australian Human Rights Commissioner, which summarise they key ethical arguments against the mandates: https://michaelkowalik.substack.com/p/email-to-australian-human-rights
Regards,
Michael Kowalik
Previous status update: https://news.1rj.ru/str/NormalParty/1759
Calling someone “trans woman” is evasive. An accurate denoscriptor would be ‘male woman’, but then the oxymoron would be too obvious to argue about, like ‘female rooster’ or ‘male hen’.
Forwarded from Normal (Michael Kowalik)
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Humanity is one because Truth is one. Reason unites us. Deliberate in good faith even with madmen and tyrants… and the Good will follow.
There can be no “amnesty” where there is injury. Those who call for Covid amnesty are obstructing justice. Since only the victim can forgive the injury, amnesty is possible only for victimless offences.
Forwarded from Normal (Michael Kowalik)
Acquiescence to medical coercion, even if the mandated procedure were medically harmless, creates a precedent for the next mandated procedure, which may be harmful either by negligence or by design. Once this door is open, anything goes.
Forwarded from Normal (Michael Kowalik)
Those who acquiesced to medical coercion, took the vaccine and covered up their faces, those who demanded that everyone ought to be injected or punished for refusal, have exercised their own moral judgement. No amount of propaganda could excuse their collusion. We are either Human, capable of moral discernment, and thus deserving of moral status, or we are just deterministic animals, at the mercy of circumstances and political stimuli, innocent like animals, but by the same token morally worthless, without rights. Nevertheless, the unvaccinated have a moral obligation not to treat them as victims but as collaborators, because this is the only way to preserve their humanity. If people are treated as if they are not fully responsible for their actions on account of impersonal factors, then the underlying message is that they are not fully moral agents, therefore not fully human agents.
There can be no forgiveness without repentance and atonement; to forgive without satisfying these conditions would amount to normalising evil. Conversely, anyone who pleads moral incompetence is implicitly declaring themselves a lesser human, with lesser rights, on account of not being fully responsible for their own actions. This too is a moral choice.
They misrepresented deaths WITH Covid as deaths FROM Covid. That was a lie. They knew they were lying. They knew that Covid vaccines kill some people and they still made it mandatory, therefore mandated the killing of some people for the benefit of others. This is all you need to know to determine that they acted in bad faith in the beginning and committed mass murder in the end.
‘Suffering’ is a secondary value-judgement associated with the primary judgement of purposeless, meaningless pain. It has an intrinsic element of self-pity and is therefore not equivalent to ‘pain’, let alone to animal (non-human) pain. Making the value-judgement of ‘suffering’ about animal pain is a category mistake and naive anthropomorphism.
Logic is the only antidote to misinformation, not censorship.
The only way to defeat misinformation is to have a good grasp of the fundamental laws of logic. There are more than 100 recognised logical fallacies, but they are all reducible to just 3 laws: the law of non-contradiction (two opposite claims cannot be true at the same time and in the same respect, or, no claim can be both true and false at the same time and in the same respect), the law of excluded middle (a claim can be either true or false with no intermediate possibility), and the law of identity (everything is identical ONLY to itself, or, no two things are identical in every respect). The 3 laws are in fact just different articulations of the same One law of logical sense/meaning, and one could simply rely on non-contradiction to reach the same conclusions. These laws are not taught at schools, apart from University courses in philosophy or law; institutional dogmatism and the fallacy of ‘trusted sources’ are taught instead, under the guise of “critical thinking”. I have made significant effort to persuade the Australian department of education and the affiliated curriculum committee in to integrate these fundamental laws of logic into the national curriculum across all levels of eduction, as one of so called ‘cross-curriculum’ priorities. I received no encouraging response, possibly because the people responsible for designing the national curriculum are themselves ignorant of logic and are terrified of it. Understanding of the laws of logic makes you powerful, able to identify and defeat lies; the lack of such understanding makes you weak and psychologically dependent - a slave.
The only way to defeat misinformation is to have a good grasp of the fundamental laws of logic. There are more than 100 recognised logical fallacies, but they are all reducible to just 3 laws: the law of non-contradiction (two opposite claims cannot be true at the same time and in the same respect, or, no claim can be both true and false at the same time and in the same respect), the law of excluded middle (a claim can be either true or false with no intermediate possibility), and the law of identity (everything is identical ONLY to itself, or, no two things are identical in every respect). The 3 laws are in fact just different articulations of the same One law of logical sense/meaning, and one could simply rely on non-contradiction to reach the same conclusions. These laws are not taught at schools, apart from University courses in philosophy or law; institutional dogmatism and the fallacy of ‘trusted sources’ are taught instead, under the guise of “critical thinking”. I have made significant effort to persuade the Australian department of education and the affiliated curriculum committee in to integrate these fundamental laws of logic into the national curriculum across all levels of eduction, as one of so called ‘cross-curriculum’ priorities. I received no encouraging response, possibly because the people responsible for designing the national curriculum are themselves ignorant of logic and are terrified of it. Understanding of the laws of logic makes you powerful, able to identify and defeat lies; the lack of such understanding makes you weak and psychologically dependent - a slave.
If your government really cared about misinformation then the laws of logic would be a cross-curriculum priority in primary and secondary schools. They do not teach logic, therefore they do not care about misinformation, therefore ‘misinformation’ is just an pretext for normalising surveillance and censorship.