Affluent – Telegram
Affluent
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Affluent is the most seamless asset management vault infrastructure built for Telegram mass adoption.

Earn with Affluent Vaults in @Wallet

Affluent's Official Channel:
🟢 Announcement: @Affluent
🟢 Community: @Affluentchat
🟢 App: @AffluentAppBot
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DeFi tools are scattered. Factorial is the aggregator that brings simplicity.
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Factorial is now LIVE! 🚀 Start supplying and borrowing today.
➡️ factorial.finance

Want to know more about how Factorial is redefining DeFi?

Learn about:
🔹 Why we built Factorial
🔹 Our unique architecture
🔹 What’s next for Factorial

👉 Read the full story here: blog.factorial.finance/factorial-architecture-d2caf8e3664a
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Factorial Finance is designed to be a gateway for simplified yield services.
We provide accessible and flexible lending & borrowing solutions, making DeFi easier and more efficient than ever.

Why we built Factorial? 🧵
Current lending protocols fall short in several critical areas:

1️⃣ Weak Distribution Channels – The complexities of on-chain activities, including wallet management and gas fees, create barriers for retail users and hinder widespread adoption.

2️⃣ UX Challenges – Users without specialized knowledge struggle to navigate and fully utilize DeFi services.

3️⃣ Limited Customization – Existing platforms enforce a one-size-fits-all risk-return profile, leaving little room for tailored solutions.

How does Factorial solve these challenges?
Factorial offers key features that redefine DeFi lending:

🔹 Isolated Pool – Each lending pool operates independently, containing risks within its boundaries.

🔹 Pool Factory – Enables permissionless creation of highly customizable and credible liquidity pools.

🔹 Vault – Simplifies the user experience by abstracting the complexities of isolated pools.

🔹 Power Account – A personalized yield-generation tool supporting advanced strategies like flash loans.

Factorial empowers users by blending simplicity with professional-grade DeFi solutions.

Want to learn more? 👇
blog.factorial.finance/factorial-architecture-d2caf8e3664a
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Factorial Finance has been successfully audited by TonTech 🔒💎

TonTech is the premier TON auditors in the ecosystem having successfully audited top projects such as STON.fi, Wallet, and Getgems.

More audits are underway. Can you guess who? 👀
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New to Factorial? 🚀 Get started with our easy-to-follow tutorial today.
👉 docs.factorial.finance/tutorials/market-supplying

🔷 App | X | Docs | Blog 🔷
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Happy Lunar New Year from Factorial Finance! 🐍
As we slither into the Year of the Snake, we’re building something Pro! 🏗️
Factorial Pro is in the works—offering granular asset control, leveraged yield farming, and pro-level DeFi tools. Stay tuned!

🔷 App | X | Docs | Blog 🔷
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Factorial is now live on @defillama_tg! 🚀

We’ve hit over $11M TVL—and we’re just getting started 👀

👉 defillama.com/protocol/factorial

🔷 App | X | Docs | Blog 🔷
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With Vault, you can simply deposit and forget. Wondering how?

Vault is an advanced lending protocol built on Factorial Finance.
By combining the strengths of isolated and multi-asset pools, Vault delivers an efficient, streamlined lending experience.

Why Isolated Pools?
🔸 No cross-collateralization surprises
🔸 No hidden correlation risks
🔸 No market contagion

But what's the problem with traditional DeFi lending?
⚠️ Constantly monitoring where to allocate capital for the best risk-adjusted returns.
⚠️ Fragmented markets that limit liquidity and efficiency.

Vault solves this by:
Simplifying yield generation with vault strategies managed by institutional curators like SingularV
Dynamically adjusting liquidity when lending activity spikes in specific markets
Tailoring lending strategies to fit different risk appetites

Deposit your USDT, and let the experts handle the rest. 🛠

Learn more 👉 blog.factorial.finance/introducing-vault-vault-manager-45d01ba4cf16

🔷 App | X | Docs | Blog 🔷
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Steve, Founder of @tvmventures, spoke with CNBC about TVM's $100M fund for @toncoin.

When asked what kind of projects TVM Ventures is interested in, Steve’s immediate answer was—Factorial 🚀

Steve mentions Factorial at 1:00 – key points:
🔹 A scalable lending protocol leveraging TON’s asynchronous architecture
🔹 Built for mass adoption without relying on sidechains or off-chain solutions
🔹 Automated asset management powered by institutional market makers

What else was discussed? 👀
🔹 SocialFi & copy-trading on Telegram
🔹 TON’s exclusive partnership with Telegram
🔹 The US turning pro-crypto & TON’s expansion

Watch the full interview: cnbc.com/video/2025/02/05/tvm-ventures-launches-100-million-fund-to-scale-ton-network.html 🎥

🔷 App | X | Docs | Blog 🔷
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@redstonefinance just announced its partnership in powering @toncoin projects—and we’re part of it!

Spot us in the lineup 👀

👉 https://x.com/redstone_defi/status/1887880999851462753

🔷 App | X | Docs | Blog 🔷
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We talked about Vault a few days ago, and today we're picking up where we left off— Vault Manager.

Vault Manager plays a key role by offering professional oversight in:
Risk Management: Guiding users through shifting market risks with tailored strategies.
Portfolio Optimization: Finding the best yield opportunities while ensuring full transparency.

By managing risks and maximizing returns, they allow users to simply deposit their funds and let Vault take care of the rest—no need for constant market tracking or manual tweaks.

You can check out all things Vault in our blog
👉 https://blog.factorial.finance/introducing-vault-vault-manager-45d01ba4cf16

🔷 App | X | Docs | Blog 🔷
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SingularV (formerly Alphanonce) Joins Factorial as Vault Manager!

As a Vault Manager, SingularV carefully curates and optimizes vault strategies, maximizing capital efficiency for users.

Stay tuned for more updates on how Factorial and SingularV are contributing to the growth of the TON DeFi ecosystem!

🔷 App | X | Docs | Blog 🔷
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Heading to @consensusbycoindesk? 🇭🇰

Join @FactorialFinance, @Kiln_finance, and @tradoor_io on Feb 17 for “DEFI-NITELY: Institutional Adoption on TON DeFi”—an exclusive evening of networking & DeFi discussions.

🌟 Speaker lineup featuring @toncoin & more—coming soon!
Monday, Feb 17, 6pm
📌 Duddell's ,Hong Kong

💎 RSVP 👉 https://lu.ma/k5fcue4v

🔷 App | X | Docs | Blog 🔷
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Our co-founder Justin will be joining a panel discussion at Telegram Builders Day, sharing insights on Scaling DeFi by leveraging Telegram’s massive audience. 📢

A perfect warm-up before our own "DeFi-nitely: Institutional Adoption on TON DeFi" side event in the evening. See you there!

👉 https://news.1rj.ru/str/epicweb3/825

🔷 App | X | Docs | Blog 🔷
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Speakers for DEFI-NITELY Revealed 👀

Here’s our lineup—just the right voices to dive deep into Institutional Adoption on TON DeFi:

Steve / Board Member @toncoin
Vlad / Defi Lead @toncoin
Alenka / Ecosystem Lead @toncoin
Justin / Co-founder @FactorialFi
Colin Verhaegen / Head of Sales APAC @Kiln_finance
Paul / CEO @tradoor_io
Michael / Quantitative Trader SingularV

👉 https://news.1rj.ru/str/FactorialFinance/39

🔷 App | X | Docs | Blog 🔷
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Got TON? 👀 Something rewarding is about to drop 🌾

🔷 App | X | Docs | Blog 🔷
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Forwarded from Toncoin
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Introducing Factorial Finance

Factorial Finance is a modular lending protocol on TON, offering isolated lending pools and vault strategies managed by institutional curators. Users can supply and borrow TON, tsTON, stTON, and USDT in risk-separated markets while earning passive yields through optimized vaults.

Starting February 19, users can borrow USDT against TON at competitive APY, boosted daily by Factorial team in Toncoin (applies only to USDT borrowing). Get started at factorial.finance and stay updated via Telegram, Blog, and X.

Disclaimer: The information provided is for educational purposes only and does not constitute financial advice. Participation in lending, borrowing, and vault strategies carries inherent risks. Users should conduct their own research and assess risks before engaging in any financial activities.
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TON Rewards powered by Factorial Are Live 💎
Earn TON while borrowing on app.factorial.finance. Here’s how:

🔹 Supply TON, tsTON, or stTON
🔹 Borrow USDT against your collateral
🔹 Earn TON Rewards—calculated from daily snapshots

Factorial is teaming up with DEXs, yield protocols, and more to boost liquidity and utility in the DeFi ecosystem. This reward program is our first step to supercharge the DeFi landscapeㅡexpanding the use cases of diverse collaterals, starting from TON-related assets.

Keep an eye out for new collateral assets joining the TON Rewards lineup 💎👀

Find more details on our blog
👉 https://blog.factorial.finance/earn-while-you-borrow-factorials-smart-incentive-program-14e4e8afb4c2

🔷 App | X | Docs | Blog 🔷
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Wrap-Up: HK Edition 🇭🇰
Hong Kong was a blast! Here’s what went down:

1⃣ Co-hosted DEFI-NITELY with @Kiln_finance & @tradoor_io—bringing together 110+ participants to deep dive into institutional adoption in TON DeFi. Industry leaders like @toncoin, Gauntlet, SingularV, and Alphanonce joined the discussion. Special thanks to @tvmventures for the opening speech! 🙌

2⃣ Our co-founder @tonkongz took the stage at @Telegram Builder’s Day, sharing insights on scaling DeFi through Telegram’s vast user base. 🎤

3⃣ Connected with leading DeFi players—exciting partnerships brewing to expand TON/non-TON-related collateral use cases and drive adoption 🤝

🔷 App | X | Docs | Blog 🔷
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