This week in markets with Brighty 📈

Each week we share five essential reads on the latest news in finance, technology and crypto. Enjoy!

◾️ The week that passed (Nov 10-14) has been marked by a rotation out of high-flying tech and communication stocks into more defensive sectors. Tech stocks down roughly 4%, weighed down by a sell-off in AI-related names.

◾️ Japan Exchange Group (JPX) is considering stricter regulations and re-audits on listed companies heavily accumulating crypto assets, following mounting retail losses.

◾️ Republicans and democrats has agreed to end the shutdown by deciding to keep spending more money, president Trump signed up the bill to reopen the US government.

◾️ OpenAI launched GPT-5.1, addressing tone issues in GPT-5 with personality presets, warmer tones, and improvements in math, coding, and benchmarks like AIME 2025.

◾️ Project Suncatcher: Google has found the way to get more energy for quantum computing by putting their Trillium-generation TPUs inside compact data centers on prototype satellites by early 2027.

We’ll be back in your inbox next week.

'Normally, I don’t do investing or trading in any way, shape or form. I’m a simple girl, I use Brighty to receive payments in crypto, to make mass payouts to my employees.

All I think is business and when one of my clients who is into swing trading showed me his custom, premium, gourmet, high-end AI scanner (oh, hi, Daniel), I instinctively researched his competitors in my banking and payments apps. Lo and behold, my trusted payment processor Brighty already has an AI Portfolio Builder.

So, I fed this Brighty AI Portfolio builder my demo budget and risk tolerance and asked it to make me an investing portfolio that will make me rich so that I can retire in my thirties… A few minutes later, I ended up with a portfolio full of hot semis and leveraged ETFs. This is my first experience with AI in portfolio management, so my 43% returns over three months seems alright, I don’t know?'

👍 Julia, CEO of a marketing agency.

Discover the structured approach to AI copy-trading.

FYI: capital at rest is profit, unrealized. Here’s how to activate it with Brighty:

🚀 Earnings Vaults. They act as savings accounts, but with more upside: up to 10% on crypto. Learn how a silent, constant accrual compounds your idle balance.
🚀 The Staking Engine. Transform static crypto holdings into productive assets and get rewarded every time you participate in the network’s security routine.
🚀 Personal Algo Quant. This is our AI Scanner, able to monitor your preferred assets and execute a disciplined strategy with up to 30% APY.

Architect your growth → https://brightyapp.go.link/72EDh

Hey, blockchain, meet the high street.

This is the final mile of crypto's utility: spendability and interoperability.

🆒 Issue virtual cards, use multi-assets wallets for crypto, get the EU IBANS for bank transfers, control mass payouts via Brighty API, pay with crypto cards with zero hassle: this is Brighty.

If you are feeling lucky, use Brighty AI for investment portfolio management and auto staking with up 10% APY on stablecoins.

👉 Make your payments app versatile

Your money's new favorite hobby: earning while you sleep

🐷 Meet Brighty Vaults: 10,41% APY for USDC, 5,13% EURC*

Your potential yield isn’t locked, it’s alive. Interest rate updates with the broad market, daily fluctuations in crypto, major macroeconomic changes, and your earnings are calculated and paid out daily.

Yes, Brighty Earning Vaults pay out daily interest on funds held at least 24 hours: you can allocate to Earning Vault at least 100 EUR and start earning the very next day! 💻

*The 10% APY you see is an annual projection of that daily earned interest.

Tap to wake up your stablecoins 👉 https://brightyapp.go.link/72EDh

Express yourself every time you pay.

Everyone's flashing the same old swipe. Not you 💸

Pick a design from a dazzling gallery of art by Europe’s most creative minds.

😎 Decide your vibe: sleek black, wild patterns, or total chaos.

Ready to redesign? Download Brighty

Your money. They made it complicated on purpose.

A maze of fees, delays, and plethora of "ifs", "nots" and "buts."

⏳ Your money wasn't meant to sit in a digital waiting room, filing paperwork.

It wanted to be a squirrel on high-octane jet fuel, juggling crypto and fiat on a unicycle.

So we built the unicycle.

💳 Brighty = omni-currency control, fiat or crypto, with no penalties or hidden fees.
🧠 Brighty is the operating system for your money, finally.

Welcome to Brighty

Finance…🪙

It should feel like a smooth tap.

The confidence of an engine, earning while you sleep.
The clarity of one app, not ten.

It should feel like your money is finally on your team.

👉 That’s the Brighty feeling.

Top 5 mistakes new investors make

🚀 Trading on emotion: panic-selling when markets dip is so popular.
🚀 Betting big on one sector or stock: failure to spread risks across assets classes is very common.
🚀 Timing the market: lack of consistency and trading the latest news can cost investors 3-4% portfolio losses every year.
🚀 Fee blinders: ignoring fees, taxes and costs that eat returns slowly, but surely.
🚀 Overcomplicating: you don't need 10 apps and brokers, just a single smart app.

Let your money work smarter with Brighty's AI-powered portfolios and up to 10% APY on stablecoins 💸

Your default crypto app earns you drama and sleepless nights.

🪙 Brighty pays you 10% on stablecoins, links a Visa card on your Bitcoin, and lets AI play Wall Street with the spare change.

Boring money just got fired.

Your money’s currently earning dust and paying fees to exist.

➕ Brighty Plus flips that: 7.25% APY paid daily, €2k fee-free transfers, free cards, AI that actually grows your stack.

Your upgrade is here.

They just don't know yet...🎯

🗓 One week ago Alex followed us “for the memes.”

Day 5: opened a free EUR IBAN.
Day 3: moved USDC from Binance → 10% USDC vault.
Day 2: issued a virtual card, linked Apple Pay.
Yesterday: bought groceries with crypto that earns daily yield.

That's the journey from interested to invested. Start yours in 3 minutes, no paperwork ⚡️

Download Brighty

Brighty Tip #17
Keep your funds in motion.
The old rule? Park your cash and watch inflation eat it.

🌈 The new rule? Put every euro, dollar, and stablecoin to work.

With Brighty, idle money is a missed opportunity.

Park USDC in our vaults → up to 10% APY, no lockup.
Spend from the card, receive transfers, pay online and convert fiat to crypto 💱

Same app. Same balance. Just smarter.

Stop letting your cash collect dust in 0.05% savings accounts.
Put it where it works harder than you do.

Get moving

Your financial toolkit should match your life's work 📲

🟠 Creator: the NPC Card turns your revenue into a yield-earning asset.
🟠 Ethical investor: the ISLM Card aligns your spending with your values.
🟠 Telegram native: the TON Card powers your on-chain life.
🟠 Regular everyday normal guy: our virtual debit card blends fiat and crypto effortlessly.

Choose your weapon. Brighty.

Brighty by the Numbers: Growth You Can Trust

How do you measure trust in fintech?

🟠 By the communities we fuel: from thousands of creators showcasing art, to businesses moving capital across 180+ countries.
🟠 By the borders we erase: 0-fee swaps across multiple blockchain networks, fee-free forex exchange on Brighty Plus.
🟠 By the yields we generate: up to 10% APY in our Earning Vaults.

We're building the operating system for modern money. The numbers follow 🐷

Join the movement

Your ad campaigns are genius. Your ad spend setup? Not so much.

Consolidate your financial chaos with Brighty Business 💼

🔗 https://brightyapp.go.link/72EDh

New Year, new gains

We're kicking off the holiday season by giving away 300 USDC and 5 full years of Brighty Pro (higher limits, better yields, zero excuses).

🎁 Prizes:
• 3 x 100 USDC each
• 5 x one year of Pro subnoscription

⚡️ To enter:
• Follow brighty.app on Instagram
• Like Giveaway post there
• Join our Telegram channel

The giveaway runs 📆 25-29 Dec, one entry per person.

Winners picked randomly, announced here and DM'd personally.

18+ participants only, rules regarding countries of residence may apply. Full T&Cs in bio.

Cheers to better decisions, starting with this one 🥂

Download Brighty and get ready for the win!

Merry Christmas! 🎄🎅

What’s in the box?

This time, give the gift of crypto with Brighty card.

⏺ Instant transfers
⏺ Multi-currency wallets
⏺ A card that spends crypto & fiat

Your Brighty card is the unique card that keeps on earning yield.

Get yours 👉 here

A loyalty program that doesn’t abandon you at the border 🤑

Earn USDC cashback on every payment with Brighty cards, anywhere.

User review #29:

✍️ My cash and crypto lived in separate worlds. Managing both was a hassle.

Tired of crypto-fiat flipping, I got Brighty. Now my fiat and crypto work together in one secure payments app, and even earn yield side-by-side.

Get everything in one place.

Brighty app