The "Integral Neural Networks" paper introduces a new family of deep neural networks that deviate from the conventional representation of network layers as N-dimensional weight tensors
1
2
. Instead, these networks use integral representations to model complex spatio-temporal relations through neural networks
6
.

The paper explores the use of integral equations in neural networks to tackle issues related to neural network approximations
3
. It presents methods for representing the analytical integral of a learned function, allowing for the exact integration of a neural network
4
. The paper also discusses techniques for automatic integration of parametric integrals using neural networks
5
.

Overall, the "Integral Neural Networks" paper proposes novel approaches to leverage integral representations and equations in deep neural networks, offering potential advancements in modeling non-local dynamics and solving inverse problems in various scientific and engineering domains
6
.

<빅테크 회사가 금융 분야에 진출했을 때 벌어지는 일 ㄷㄷ>

1. 애플이 골드만삭스와 함께 출시한 애플 카드의 고수익 저축 계좌 예금이 출시 3달 만에 예치금 100억 달러(13조 원)을 돌파했다.

2. 애플은 지난 4월부터 미국 내 애플 카드 보유자를 대상으로 고금리의 저축 상품을 운영하고 있다. 해당 상품의 연이율은 4.15%로 미국 저축성 예금 평균 이자보다 10배 높다. 미 연방예금보험공사(FDIC)에 따르면, 미국의 평균 저축성 예금의 연 이자율은 0.37%다.

3. 해당 상품은 출시 직후부터 큰 인기를 끌었다. 출시 당일에만 4억 달러의 예치금을 기록했고, 4일째에는 총 24만 개의 계좌가 개설돼 10억 달러를 끌어모았다.

4. 제니퍼 베일리 애플 페이 및 애플 월렛 부사장은 "우리가 선보인 각각의 금융 상품에서 사용자의 재정적 건전성을 염두에 두고 이 분야를 재창조하려고 노력했다"며 "저축 계좌는 수수료, 최소 예금과 최소 잔액에 대한 필요조건이 없기 때문에 사용자들이 매일 저축할 수 있는 쉬운 방법을 제공한다"고 밝혔다.

5. 리즈 마틴 골드만삭스 엔터프라이즈 파트너십 책임자는 "애플 카드 고객에게 원활하고 가치 있는 제품을 지속적으로 제공함에 따라 저축 계좌가 성공하고 있는 것에 매우 만족한다"고 전했다.

6. (한편) 애플은 애플 월렛, 애플 페이, 애플 캐시 등 다양한 서비스를 내놓으며 금융 서비스를 확대해나가고 있다.

Great Chinese pod cast, https://crazy.capital/

There are tons of great contents, article, book, podcast etc but language barriers were so big.

AI has lowered the hurdles a lot.

The podcast “卷王的大航海时代——中国企业出海新范式” (The King of Rolls’ Great Voyage Era - New Paradigm for Chinese Enterprises Going Global) discusses the recent wave of Chinese companies expanding overseas and its impact on the global business landscape1
. The podcast covers various topics, including the potential of Southeast Asia as a market, the challenges faced by Pinduoduo’s new overseas product Temu in catching up with SHEIN’s sales, and the capabilities that support offline brands like MINISO in promoting “Made in China” products to “illuminate the beautiful life worldwide”1
.In recent years, Chinese companies have been making waves in the global market. One example is Pinduoduo’s Temu, which has rapidly gained traction in North America, surpassing SHEIN in app downloads and expanding to other international regions such as Canada and Australia3
. Temu’s strategy is to replicate Pinduoduo’s domestic approach, offering low prices and significant logistical subsidies to sellers3
.Another example is MINISO, a leading company in the new retail sector, which has successfully transitioned from “Made in China” to “Quality Made in China”4
. MINISO has expanded to 99 countries and regions, including the United States, Canada, and Spain, with overseas stores accounting for 37% of its total stores4
. In Southeast Asia, MINISO has become an entry point for local consumers to access international trends4
.The podcast also discusses how small startups can choose their development direction to avoid collisions with large enterprises in this new wave of overseas expansion1
. The podcast is available on Apple Podcasts1
and Crazy Capital’s website2
, where you can also find related links, such as Huang Hai’s video analysis on Pinduoduo’s overseas gold mining: “How can ordinary people make money from foreigners? Take a look at Pinduoduo!“2

Based on your interests in gaining real insights into the Chinese market from hands-on experts, I recommend the following podcasts and blogs:

1. TechBuzz China Podcast - Focused on China's tech industry, this podcast provides insights into the latest trends, startups, and big businesses in the Chinese market**[5](https://www.chinacheckup.com/blog/china-business-podcasts)**.
2. Sinica - A weekly discussion of current affairs in China, featuring interviews with a wide range of guests, including journalists, writers, and academics**[5](https://www.chinacheckup.com/blog/china-business-podcasts)**.
3. China EconTalk - Hosted by Jordan Schneider, this podcast features interviews with experts on various aspects of China's economy, from technology to finance**[5](https://www.chinacheckup.com/blog/china-business-podcasts)**.
4. ChinaPower - This podcast discusses China's rise as a global power and its implications for international politics, economics, and security**[5](https://www.chinacheckup.com/blog/china-business-podcasts)**.
5. The Caixin-Sinica Business Brief - A weekly roundup of top business and financial news from China's leading financial magazine, Caixin, produced and hosted by the Sinica Podcast's Kaiser Kuo**[2](https://podcasts.feedspot.com/china_business_podcasts/)**.
6. China Tech Talk - Focused on China's technology and startup scene, this podcast features interviews with industry experts and entrepreneurs**[5](https://www.chinacheckup.com/blog/china-business-podcasts)**.
7. China Tech Investor - This podcast covers the latest news and trends in China's technology sector, with a focus on investing**[5](https://www.chinacheckup.com/blog/china-business-podcasts)**.
8. China Business Now - A podcast that discusses various aspects of doing business in China, including market entry strategies, legal issues, and cultural differences**[2](https://podcasts.feedspot.com/china_business_podcasts/)**.
9. Biz Today - This podcast covers the latest business news and trends in China, with a focus on the country's economic development**[2](https://podcasts.feedspot.com/china_business_podcasts/)**.
10. Ganbei - A podcast that explores the challenges and opportunities of doing business in China, with a focus on the consumer goods and retail sectors**[2](https://podcasts.feedspot.com/china_business_podcasts/)**.
11. China Business Brief - This podcast provides insights into China's business environment, featuring interviews with experts and entrepreneurs**[2](https://podcasts.feedspot.com/china_business_podcasts/)**.
12. Tao of Chao Podcast - Hosted by Philip Chao, this podcast features interviews with business leaders, government representatives, and academics discussing various aspects of China's economy and business environment**[10](https://philipchao.us/podcast/)**.
13. China in the World - Hosted by Paul Haenle, this podcast features discussions with leading scholars and former policymakers on China's foreign policy, evolving role in the world, and its impact on global politics**[8](https://carnegieendowment.org/chinaintheworld)**.
14. China of Tomorrow - This podcast provides on-the-ground insights and high-level analysis of the latest investing risks and opportunities in China**[6](https://www.wisdomtree.com/investments/multimedia/china-of-tomorrow-podcasts)**.

Japan version

Based on your interest in gaining real insights into the Japanese market from hands-on experts, I recommend the following podcasts and blogs:
Disrupting Japan - This podcast focuses on startups and innovation in Japan, featuring interviews with successful entrepreneurs and discussing various aspects of the Japanese business landscape
4
.
Japan Eats - This podcast covers Japanese cuisine and food culture, providing insights into the culinary scene in Japan
6
.
Business Success Japan - This podcast offers in-depth insights into the Japanese business environment, with helpful suggestions and cultural context
11
.
KonichiValue - This podcast provides deep insights into the Japanese economy and valuable Japanese stock and real estate investments
13
.
Scaling Japan - Hosted by Tyson Batino, this podcast features interviews with experts in various fields, discussing how to grow, expand, and succeed in the Japanese market
16
.

Japan version
Based on your interest in gaining real insights into the Japanese market from hands-on experts, I recommend the following podcasts and blogs:

1. Disrupting Japan - This podcast focuses on startups and innovation in Japan, featuring interviews with successful entrepreneurs and discussing various aspects of the Japanese business landscape**[4](https://podcasts.apple.com/us/podcast/disrupting-japan-startups-and-innovation-in-japan/id923817924)**.
2. Japan Eats - This podcast covers Japanese cuisine and food culture, providing insights into the culinary scene in Japan**[6](https://www.timeout.com/tokyo/things-to-do/the-best-podcasts-to-learn-about-japan)**.
3. Business Success Japan - This podcast offers in-depth insights into the Japanese business environment, with helpful suggestions and cultural context**[11](https://scalingyourcompany.com/top-5-japan-business-podcasts/)**.
4. KonichiValue - This podcast provides deep insights into the Japanese economy and valuable Japanese stock and real estate investments**[13](https://www.konichivalue.com/podcast)**.
5. Scaling Japan - Hosted by Tyson Batino, this podcast features interviews with experts in various fields, discussing how to grow, expand, and succeed in the Japanese market**[16](https://scalingyourcompany.com/the-scaling-japan-podcast/)**.

In Good Strategy, Bad Strategy, Richard Rummelt writes that any good strategy needs to have Coherent Actions, a set of interconnected things that a company does to carry out the guiding policy, each reinforcing the other to build a chain-link system that is nearly impossible to replicate. That’s exactly what Shein has built.

This is Shein’s Real-Time Retail Flywheel. It feels crazy to make the comparison, but Shein combines parts of Apple and Amazon to build its compounding advantage. Like Apple, it controls its entire value chain, from the factory floor to the Shein app. Building a strong brand and user experience should allow it to charge premium prices, like Apple, but instead, it chooses to consistently delight customers through lower prices, like Amazon. It’s an incredibly difficult flywheel to pull off, but Shein is, and it’s hard to imagine any other company competing with it now that the flywheel is spinning.

Building an addictive fashion mobile ecommerce experience comes down to four things:
• Low prices
• Great pictures
• Lots and lots of reviews, with pictures and video
• Using every trick in the book to build frequency of use

https://alibaba-cloud.medium.com/how-does-the-recommendation-system-work-on-tmall-21df30be1774

How recommendation system works in Alibaba.

아래 글 일부는 크런치베이스 라는 회사가 AI 때문 어떻게 바뀌고 있는지 보여준다. 데스크탑에서 모바일로 바뀌면서 많은 것을 모바일 퍼스트 안한 곳 들은 밀린 것처럼 이제는 비지니스 자체를 AI 관점에서 보고 바꾸지 않으면 경쟁에서 밀릴 거나 사라질 거다.

이게 먼 훗날 이야기가 아니라 지금 당장 안하면 1-2년 안에 망할수있다 하는 위기감을 가져야한다.

----

In the five months since our last conversation, McConnell says he had come to a major realization: Because of recent developments in artificial intelligence (so-called generative A.I.) Crunchbase’s executive team had determined at an offsite that the company needed to hire more data scientists and engineers and rethink every layer of its business—how they sourced data, how they interpreted the data, and then how they delivered it to the end user—”or we would have been left behind,” he says.

“It’s an existential threat to your business if you don’t think of things as in an A.I.-first world,” McConnell says, equating the changes they are making to building a “new department in a lot of ways from what we had before.”

OpenAI에서 ChatGPT 업데이트 소식을 공개했습니다.

다음주에 출시될 예정이라고 하는데요. 내용은 아래와 같습니다.
(ChatGPT Release Notes)


1/ 프롬프트(명령어) 예시 제공: 새 채팅을 시작할 때 도움이 될 만한 프롬프트 예시를 표시하여 빈 채팅창에 대한 부담을 덜어줍니다.

2/ 추천이 포함된 답변: ChatGPT가 대화를 잘 이어나갈 수 있도록 적절한 방법을 제안합니다. 이제 클릭 한 번으로 더 깊은 대화를 할 수 있습니다.

3/ GPT-4 디폴트: 이제는 새 채팅을 할 때마다 GPT-3.5 버전으로 돌아가지 않습니다. ChatGPT 플러스 구독자는 새 채팅을 시작해도, 이전 대화에서 선택했던 모델을 디폴트로 대화를 시작할 수 있습니다.

4/ 여러 파일 업로드: 이제 여러 파일을 업로드하여 데이터를 분석하고 인사이트를 생성할 수 있습니다. 이 기능은 Code Interpreter에서 사용할 수 있습니다.(플러스 구독자만)

5/ 로그인 상태 유지: 이제는 2주마다 로그아웃 되지 않습니다. 또한 로그인이 필요할 때 훨씬 더 환영하는 페이지가 표시됩니다.

6/ 키보드 단축키: [Cmd(Ctrl) + Shift + ;] 같은 단축키를 사용하면 더 빠르게 마지막 코드 블록을 복사할 수 있습니다. 전체 목록을 보려면 [Cmd(Ctrl) + /]를 사용하면 됩니다.


전체적인 업데이트가 사용자 경험을 극대화하는 방향으로 이루어진 것 같네요.
경쟁사인 Anthropic, Google은 모델을 무료로 제공하는 데에 반해, GPT-4는 여전히 유료 구독자에게만 제공합니다. 그럼에도 꾸준한 업데이트를 통해 불편했던 사용자 경험이 하나씩 개선되어가고 있는 것 같습니다 ㅎㅎ

"목표는 (한 번이라도) 이기는 것에 관심이 있는 사람을 위한 것이고, 시스템은 승리를 반복적으로 경험하고자 하는 사람들을 위한 겁니다"

- 제임스 클리어

윤썸원님 페북