The problem is a large chunk of this country has no concept of personal finance or money management and would rather spend money on dumb shit like netflix and going out to eat instead of saving $200 a week and then having it to invest in their future wealth.

If the average millennial had went a year without drinking alcohol and going out to eat they would easily have the $$$ to put down on mortgage... Its a lifestyle choice and the kikes want people to continue making shitty ones.