🌟 5 ways to boost your returns on Maclear

Your fixed returns already provide stability. Here’s how you can earn more:

🌟 Loyalty bonus

Earn up to +3% annually on top of your fixed returns.

The more you invest, the higher your loyalty level — and your bonus: from +1.5% at Beta level up to +3% at Alpha+ level.

🌟 Referral program

Invite a friend and both of you receive 3% of every investment they make in their first 90 days after registration.

On 8lends, the bonus doubles — receive 6% on your friends’ investments.

🌟 Investment reward

On Maclear: invest from €500 to €5,000 in one project and receive €30 for every €500 invested.

On 8lends: get a 6% bonus on every investment, paid in 8LNDS tokens with a 10-month vesting period, following a proof-of-loan structure.

🌟 Leave a review

Share your honest feedback on Trustpilot, Google Reviews, or Facebook and receive a €5 bonus to your Maclear account.

Simply take a screenshot and send it to @John_maclear on Telegram.

🌟 Welcome bonuses

Maclean: make your first investment of €50+ within 7 days after registration and receive a €15 reward.

8lends: complete KYC and invest at least 100 USDC to receive 30 USDC credited to your account.

We also offer 0% deposit & withdrawal fees across both platforms.

🌟 Visit the platforms to learn more and boost your returns today:

• Maclear
• 8lends

🌟Important: New deposit details

Dear community,

We’d like to clarify the update regarding our new GB account and the official letter you received yesterday.

First and foremost, please note that our email newsletter remains an official and fully reliable source of communication from us.

The newly announced GB account didn’t appear unexpectedly. In fact, we’ve already been using this account for over a month to process regular repayments to investors.

We understand that adjusting to new payment details may take time. For now, both the Narvi and GB accounts remain operational. However, we kindly ask you to use the updated details for all future transfers:

Receiver name: Maclear AG
IBAN: GB82SAPY60838240856399
SWIFT/BIC: SAPYGB2L
Payment details: Deposit to account No. [your account number]
Address: 24 King William Street, London, EC4R 9AT

Please double-check the payment details before transferring funds to ensure timely crediting to your account.

As always, our support team is here to assist you with any questions.

🌟 Fine-tune your notifications and be in control of your project updates

New feature is out

We’ve launched a new email subnoscription feature — so you can choose exactly what you want to hear about.

There are now three types of project communications:

1️⃣ Project Digest — a regular email with all projects in Open and Coming Soon status.

2️⃣ Project Announcements — updates about a specific project when it goes Coming Soon or Open.

These two types of emails are sent to everyone who has News subnoscription enabled in their profile.

If you prefer not to receive general updates, you can simply turn off News subnoscription.

3️⃣ Project-specific notifications (based on your individual project subnoscription)

You can subscribe to any project directly by clicking the 🔔 bell icon on the project page or in the project list.

If you’re subscribed, you’ll receive:

🌟 A notification when the project goes Open
🌟 A notification when a new stage begins

These emails are sent only to subscribers of that specific project.

You can manage your preferences anytime in your Personal Settings dashboard.

🌟 New milestone: +2M in total funded in one week

€75,1M+ total funded to SMEs across Europe and beyond

€17,6M+ repaid in total to investors supporting these growing businesses

Steadily and surely, Maclear’s moving towards its major milestone — €100 000 in total funded — while introducing new features and making improvements to what’s already working along the way.

This week, we’re focusing on:

🌟 Your feedback on the recently introduced notification system. If you’ve already tried it, we’d love to hear your thoughts.

🌟 New investment opportunities that will be available soon.

🌟 Crypto Course 2.0 — development is in full swing; we’re filming video lessons, preparing learning materials, and working on the website pages.

As always, our support team is here to assist you.

Sincerely,
The Maclear team

🌟 Web3 space, 8lends, and the Overton Window: what do they have in common?

You might be already familiar with a popular Overton Window concept — the idea that society's “acceptable” range shifts over time. It applies to finance just as well.

🌟 Every major financial innovation follows the same path: Unthinkable → Radical → Acceptable → Sensible → Popular → Policy.

Crypto went through all of it in just 15 years. The latest step: MiCA, giving USDC formal legal status across the EU.

So where does crypto stand today?

Looking at crypto as an asset class, it’s largely mainstream and with regulation catching up fast.

But P2P crypto lending backed by real-world assets — this what hasn’t been touched to this extent. Because for many, it still sounds like too much to figure out.

🌟 Bridging this gap is exactly what 8lends is built for.

On the one side, there are European SMEs that need capital and cannot access it at the speed they want. While banks keep turning away even creditworthy businesses with solid collateral.

8lends connects these businesses directly with investors. Just the way Maclear does it.

The difference is USDC — giving investors a simple entry into crypto through a model they already understand.

That's where the Overton Window still sits open. Everything you trust in P2P lending — in USDC backing by collateral.

🌟 Interview with the JINTEKI Ltd. borrowing project

We’re introducing a new format — borrower interviews — to give you a closer look at the projects and people on the other side of the platform you're helping to fund.

🌟 In our first piece, we spoke with Toma Tomov, CEO of JINTEKI Ltd. — a Bulgarian agricultural company that sought around €690,000 through Maclear to fund critical equipment upgrades. The company has since successfully completed its financing, and it was a pleasure to catch up with the CEO and hear how things have developed.

During our conversation, Toma covers:

🌟 How JINTEKI grew from its early days into a structured, contract-driven production business

🌟 The moment capacity became the bottleneck, and what role Maclear financing played in solving it

🌟 What operational control actually means in food processing

🌟 Where JINTEKI is heading next

🌟Read the full interview

🌟 №1 theme in 2026 in investing: traceable income

The era of moonshots has officially gone. After years of hype and volatility, investors in 2026 want simple and explainable returns.

🌟 They use this very formula: who pays, what they pay from, and when.

It’s now when fixed income takes central stage — valued more than higher yet unpredictable earnings. Many call it a new golden period 🌟 for P2P lending, backed by stronger EU regulation and growing demand for stable cash flow.

“The market has matured a lot over the past couple of years. Unstable players have left. The platforms that remain are stronger and more responsible. Investors no longer want uncertainty. They now pick tools that offer predictable returns and clear explanations.”

In our video on the Maclear YouTube channel, we’re going deeper into P2P lending’s maturity, connecting it to both TradFi and DeFi. We’re also sharing 3 predictions on how the market will shape up in 2026, and where Maclear and 8lends stand in this cycle.

🌟 Watch here

🌟 New milestone: €78,1+ in total funded

We’re now just €22M away from our biggest goal — €100M.

€78,1M+ total funded to SMEs across Europe and beyond

€19M+ repaid in total to investors supporting these growing businesses

These weeks, we're bringing you closer to the people and ideas behind Maclear — through new YouTube videos, borrower interviews, and the upcoming Part 2 of our Web3 investing course.

🌟 We’ve also added a couple of new articles to the Maclear blog, covering account segregation, AML policy, and PolyReg standards — feel free to give them a read.

Sincerely,
The Maclear team