📈Canadians are paying highest portion of disposable income toward debt on record
Canadians are directing a record portion of their disposable income to debt payments, a sign of increasing financial pressure on households after an abrupt end to near-zero interest rates.
The average household is spending around 15 cents of every after-tax dollar to service their debt, according to Statistics Canada.
The latest figure is up from 15.08 per cent in the second quarter and marks the highest ratio in records that date back to 1990. And it’s likely that the financial strain on Canadian households will worsen, given that many homeowners have yet to renew their mortgages at higher interest rates.
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Canadians are directing a record portion of their disposable income to debt payments, a sign of increasing financial pressure on households after an abrupt end to near-zero interest rates.
The average household is spending around 15 cents of every after-tax dollar to service their debt, according to Statistics Canada.
The latest figure is up from 15.08 per cent in the second quarter and marks the highest ratio in records that date back to 1990. And it’s likely that the financial strain on Canadian households will worsen, given that many homeowners have yet to renew their mortgages at higher interest rates.
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Trans Mountain pipeline warns of 2-year delay over regulatory setback
Government-owned Trans Mountain Corp asked the country's energy regulator to reverse a decision rejecting proposed construction changes on its oil pipeline expansion, warning of a possibly "catastrophic" two-year delay and billions of dollars in losses.
The Canada Energy Regulator this month had denied Trans Mountain's request for a variance on a section of pipeline under construction in British Columbia.
Trans Mountain had asked to be allowed to install smaller diameter pipe in a 2.3-km section of the oil pipeline's route after encountering difficult drilling conditions due to the hardness of the rock in a mountainous area between Hope and Chilliwack.
The CER decision was yet another setback for the over-budget, delayed $30.9-billion expansion project, intended to triple shipments of crude from Alberta to Canada's Pacific coast to 890,000 barrels per day once it starts operating.
#BritishColumbia #energy
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Government-owned Trans Mountain Corp asked the country's energy regulator to reverse a decision rejecting proposed construction changes on its oil pipeline expansion, warning of a possibly "catastrophic" two-year delay and billions of dollars in losses.
The Canada Energy Regulator this month had denied Trans Mountain's request for a variance on a section of pipeline under construction in British Columbia.
Trans Mountain had asked to be allowed to install smaller diameter pipe in a 2.3-km section of the oil pipeline's route after encountering difficult drilling conditions due to the hardness of the rock in a mountainous area between Hope and Chilliwack.
The CER decision was yet another setback for the over-budget, delayed $30.9-billion expansion project, intended to triple shipments of crude from Alberta to Canada's Pacific coast to 890,000 barrels per day once it starts operating.
#BritishColumbia #energy
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🏠$115-million funding deal could help build 40,000 homes in Vancouver over decade: Trudeau
Prime Minister Justin Trudeau has announced a $115 million federal funding deal with the City of Vancouver that he said could see more than 40,000 new homes built over the next decade.
Trudeau said the deal would fast-track more than 3,200 new homes over the next three years. The Vancouver deal would bring the total number of housing units “unlocked” by the accelerator fund to almost 300,000, he added.
#housing #BritishColumbia #Trudeau
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Prime Minister Justin Trudeau has announced a $115 million federal funding deal with the City of Vancouver that he said could see more than 40,000 new homes built over the next decade.
Trudeau said the deal would fast-track more than 3,200 new homes over the next three years. The Vancouver deal would bring the total number of housing units “unlocked” by the accelerator fund to almost 300,000, he added.
#housing #BritishColumbia #Trudeau
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Judge delays police's plan for large-scale operation to close Edmonton homeless camps
A judge has ordered Edmonton Police Service to delay plans to begin a large-scale homeless encampment takedown Monday morning until he can rule on the outcome of an urgent court application made by advocates for the people who live in tents in the city's core.
Court of King's Bench Justice James Neilson granted an "interim, interim injunction" late Friday, requiring Edmonton police to wait until at least noon to begin any planned camp removals at eight sites that police have deemed high risk.
#Alberta
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A judge has ordered Edmonton Police Service to delay plans to begin a large-scale homeless encampment takedown Monday morning until he can rule on the outcome of an urgent court application made by advocates for the people who live in tents in the city's core.
Court of King's Bench Justice James Neilson granted an "interim, interim injunction" late Friday, requiring Edmonton police to wait until at least noon to begin any planned camp removals at eight sites that police have deemed high risk.
#Alberta
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🏦Bank of Canada governor says too early to consider interest rate cuts
The Bank of Canada’s governor said policymakers will consider cutting interest rates when inflation is “clearly” on a path to the two per cent target, but added that it’s “too early.”
In a speech Friday, Tiff Macklem said that once officials are assured that price pressures are on a sustained downward track, they “will be considering whether and when we can lower our policy rate.”
Macklem said that inflation will be “getting close to the two per cent target” by the end of next year, adding that “conditions increasingly appear to be in place to get us there.”
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The Bank of Canada’s governor said policymakers will consider cutting interest rates when inflation is “clearly” on a path to the two per cent target, but added that it’s “too early.”
In a speech Friday, Tiff Macklem said that once officials are assured that price pressures are on a sustained downward track, they “will be considering whether and when we can lower our policy rate.”
Macklem said that inflation will be “getting close to the two per cent target” by the end of next year, adding that “conditions increasingly appear to be in place to get us there.”
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🏠CMHC says annual pace of housing starts in Canada down 22% in November
The annual pace of housing starts in Canada fell 22 per cent in November as work began on fewer multi-unit projects, Canada Mortgage and Housing Corp. said Friday.
The agency said the monthly seasonally adjusted annual rate of housing starts in November came in at 212,624 units, down from 272,264 in October.
CMHC deputy chief economist Kevin Hughes said in statement.
#housing
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The annual pace of housing starts in Canada fell 22 per cent in November as work began on fewer multi-unit projects, Canada Mortgage and Housing Corp. said Friday.
The agency said the monthly seasonally adjusted annual rate of housing starts in November came in at 212,624 units, down from 272,264 in October.
The notable drop in the rate of housing starts in November, particularly in the multi-unit space, should not come as a major surprise and reflects tighter economic conditions impacting construction timelines. We can expect to see continued slower starts rates in the coming months.
CMHC deputy chief economist Kevin Hughes said in statement.
#housing
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💰Canada's inflation rate holds steady at 3.1%
Canada's annual inflation rate held steady at 3.1 per cent in November, matching the previous month's rate, according to data released by Statistics Canada on Tuesday.
Higher prices for travel tours put upward pressure on inflation rates. Slower price growth for food, energy and cell services balanced this out.
While the price of groceries continued to rise, they did so at a slower pace compared to the previous year's rates for the fifth consecutive month in a row — with a few exceptions, including meat, preserved vegetables and sugar, the agency reported.
🍁 Maple Chronicles
Canada's annual inflation rate held steady at 3.1 per cent in November, matching the previous month's rate, according to data released by Statistics Canada on Tuesday.
Higher prices for travel tours put upward pressure on inflation rates. Slower price growth for food, energy and cell services balanced this out.
While the price of groceries continued to rise, they did so at a slower pace compared to the previous year's rates for the fifth consecutive month in a row — with a few exceptions, including meat, preserved vegetables and sugar, the agency reported.
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🇨🇦🇺🇸Canada, U.S. to join multi-national operation to counter attacks on commercial ships in Red Sea
The United States, Canada and a host of other nations are creating a new force to protect ships transiting the Red Sea that have come under attack by drones and ballistic missiles fired from Houthi-controlled areas of Yemen, U.S. Defence Secretary Lloyd Austin announced.
Multiple shipping companies to order their ships to hold in place and not enter the Bab el-Mandeb Strait until the security situation can be addressed.
Austin said in statement.
The UK, Bahrain, Canada, France, Italy, Netherlands, Norway, Seychelles and Spain will join the U.S. in the new mission, Austin announced. Some of the countries will conduct joint patrols while others provide intelligence support in the southern Red Sea and the Gulf of Aden.
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The United States, Canada and a host of other nations are creating a new force to protect ships transiting the Red Sea that have come under attack by drones and ballistic missiles fired from Houthi-controlled areas of Yemen, U.S. Defence Secretary Lloyd Austin announced.
Multiple shipping companies to order their ships to hold in place and not enter the Bab el-Mandeb Strait until the security situation can be addressed.
Therefore today I am announcing the establishment of
Operation Prosperity Guardian
, an important new multinational security initiative
Austin said in statement.
The UK, Bahrain, Canada, France, Italy, Netherlands, Norway, Seychelles and Spain will join the U.S. in the new mission, Austin announced. Some of the countries will conduct joint patrols while others provide intelligence support in the southern Red Sea and the Gulf of Aden.
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📈Canada's population grew by more than 430,000 in Q3
Canada's population grew by more than 430,000 during the third quarter, marking the fastest pace of population growth in any quarter since 1957.
Statistics Canada released its population estimates as of Oct. 1, which shows Canada's population topped 40.5 million.
It says country's total population growth over the first nine months of the year has already surpassed the total growth in any other full year, including the record set in 2022.
The record-high population growth has been fuelled by international migration, with an increase in non-permanent residents making up most of this increase.
🍁 Maple Chronicles
Canada's population grew by more than 430,000 during the third quarter, marking the fastest pace of population growth in any quarter since 1957.
Statistics Canada released its population estimates as of Oct. 1, which shows Canada's population topped 40.5 million.
It says country's total population growth over the first nine months of the year has already surpassed the total growth in any other full year, including the record set in 2022.
The record-high population growth has been fuelled by international migration, with an increase in non-permanent residents making up most of this increase.
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🇨🇦🇵🇸Toronto police investigating exchange during pro-Palestinian protest inside Eaton Centre
Toronto police say they are investigating an interaction between a demonstrator and another citizen during a pro-Palestinian protest inside the Eaton Centre on Sunday evening.
Video of the protest circulating online shows a crush of protesters chanting in front of the entrance to fashion retailer Zara. In the video, one protester says to someone “I’ll lay you out on the floor” and threatens to put someone “six feet deep.”
Last week, Zara, pulled advertising images for a new line of jackets that some claimed referenced the Israel-Hamas war. It also issued an apology in which it explained that the campaign was conceived and photographed prior to the onset of the war.
However, since then there have been a number of protests outside storefronts for the Spanish fashion brand in Toronto and elsewhere.
#Ontario
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Toronto police say they are investigating an interaction between a demonstrator and another citizen during a pro-Palestinian protest inside the Eaton Centre on Sunday evening.
Video of the protest circulating online shows a crush of protesters chanting in front of the entrance to fashion retailer Zara. In the video, one protester says to someone “I’ll lay you out on the floor” and threatens to put someone “six feet deep.”
Last week, Zara, pulled advertising images for a new line of jackets that some claimed referenced the Israel-Hamas war. It also issued an apology in which it explained that the campaign was conceived and photographed prior to the onset of the war.
However, since then there have been a number of protests outside storefronts for the Spanish fashion brand in Toronto and elsewhere.
#Ontario
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🌱Steven Guilbeault a “national embarrassment,” Danielle Smith says after COP28
Alberta Premier Danielle Smith and Environment Minister Rebecca Schulz issued a joint statement calling to immediately replace Environment Minister Steven Guilbeault in response to the federal government’s approach to climate change policy at the COP28 conference.
read the statement.
said Smith and Schulz.
#Alberta #Saskatchewan #energy
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Alberta Premier Danielle Smith and Environment Minister Rebecca Schulz issued a joint statement calling to immediately replace Environment Minister Steven Guilbeault in response to the federal government’s approach to climate change policy at the COP28 conference.
We were gravely disappointed to see federal Minister of Environment and Climate Change Steven Guilbeault and other radical activists continue to push an approach that would consign the world to
energy poverty and economic stagnation
by focusing only on ending all fossil fuel use.
read the statement.
We once again call on the prime minister to replace this minister immediately, as he continues to damage Canada’s international reputation and sell out the interests and livelihoods of millions of Canadians with his misguided personal obsessions.
said Smith and Schulz.
#Alberta #Saskatchewan #energy
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📉 B.C. sees record stretch of people moving out-of-province
🔹B.C. has recorded its largest period of interprovincial migration losses in 20 years, with more than 12,800 people moving elsewhere in Canada since July 2022, according to Statistics Canada.
It's the first time in a decade B.C. has seen 15 months in a row of more people moving out-of-province than it gains — and most are moving to Alberta in the exodus, StatsCan said Tuesday.
🔹However B.C. has added 151,437 people to its 5.6 million population so far in 2023, largely international immigrants who far outnumber interprovincial and natural losses, or deaths outpacing births.
In all, B.C.'s population has risen approximately 4.2 per cent in the last year.
#BritishColumbia
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🔹B.C. has recorded its largest period of interprovincial migration losses in 20 years, with more than 12,800 people moving elsewhere in Canada since July 2022, according to Statistics Canada.
It's the first time in a decade B.C. has seen 15 months in a row of more people moving out-of-province than it gains — and most are moving to Alberta in the exodus, StatsCan said Tuesday.
🔹However B.C. has added 151,437 people to its 5.6 million population so far in 2023, largely international immigrants who far outnumber interprovincial and natural losses, or deaths outpacing births.
In all, B.C.'s population has risen approximately 4.2 per cent in the last year.
#BritishColumbia
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🇨🇦🇮🇳 Trudeau says he's sensed a 'tonal shift' from India since U.S. reported alleged murder plot
Prime Minister Justin Trudeau says he believes India's relations with Canada may have undergone "a tonal shift" in the days since the unsealing of a U.S. indictment alleging a conspiracy to murder a Sikh activist on American soil.
Last week, Trudeau said he went public with the allegation after weeks of fruitless quiet diplomacy in order to "put a chill on India" and deter any Indian agents who might be thinking of carrying out further attacks on Canadian territory.
Trudeau said.
#India #US
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Prime Minister Justin Trudeau says he believes India's relations with Canada may have undergone "a tonal shift" in the days since the unsealing of a U.S. indictment alleging a conspiracy to murder a Sikh activist on American soil.
Last week, Trudeau said he went public with the allegation after weeks of fruitless quiet diplomacy in order to "put a chill on India" and deter any Indian agents who might be thinking of carrying out further attacks on Canadian territory.
I think there is a beginning of an understanding that they can't bluster their way through this and there is an openness to collaborating in a way that perhaps they were less open before.
Trudeau said.
#India #US
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🪖Nova Scotia sees spike in military personnel living in tents, couchsurfing amid housing crisis
Active-duty military personnel in Nova Scotia are experiencing an “epidemic” of homelessness and housing vulnerability while others are turning down postings in the province because housing is either unaffordable or unavailable.
Executive director of the Royal Canadian Legion Nova Scotia/Nunavut Command said he has heard stories of actively serving members posted to the province who are “living rough” in tents, living in their vehicles, couch surfing and even entering into relationships to secure housing.
Demand for assistance from the Nova Scotia Legion’s benevolent funds, raised through the annual poppy campaign and other donations, have been increasing exponentially. It’s to the point where the legion is having to look for additional ways to raise money.
#NovaScotia
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Active-duty military personnel in Nova Scotia are experiencing an “epidemic” of homelessness and housing vulnerability while others are turning down postings in the province because housing is either unaffordable or unavailable.
Executive director of the Royal Canadian Legion Nova Scotia/Nunavut Command said he has heard stories of actively serving members posted to the province who are “living rough” in tents, living in their vehicles, couch surfing and even entering into relationships to secure housing.
Demand for assistance from the Nova Scotia Legion’s benevolent funds, raised through the annual poppy campaign and other donations, have been increasing exponentially. It’s to the point where the legion is having to look for additional ways to raise money.
#NovaScotia
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🛢Some Canadian oil firms await Trudeau's fate rather than cut emissions faster
Some Canadian oil and gas producers say they will not rush to accelerate emissions cuts until they see if unpopular Prime Minister Justin Trudeau survives long enough to implement his proposed oil and gas emissions cap.
The long-delayed framework demands oil companies in Canada cut carbon emissions by up to 38% by 2030 from 2019 levels.
But with Conservatives, who oppose the cap, leading in the recent polls, some oil companies are openly asking if the Liberals losing in the 2025 election would avert the need to accelerate emissions cuts.
Alberta has also vowed to develop a "constitutional shield" against the cap.
#energy
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Some Canadian oil and gas producers say they will not rush to accelerate emissions cuts until they see if unpopular Prime Minister Justin Trudeau survives long enough to implement his proposed oil and gas emissions cap.
The long-delayed framework demands oil companies in Canada cut carbon emissions by up to 38% by 2030 from 2019 levels.
But with Conservatives, who oppose the cap, leading in the recent polls, some oil companies are openly asking if the Liberals losing in the 2025 election would avert the need to accelerate emissions cuts.
Alberta has also vowed to develop a "constitutional shield" against the cap.
#energy
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🚙🌱Canada to announce all new cars must be zero emissions by 2035
Canada expects to announce this week that all new cars will have to be zero emissions by 2035, a senior government source said.
The new rules, known as the Electric Vehicle Availability Standard, would help ensure supply is available to the Canadian market and shorten wait times to get an electric vehicle. The Canadian provinces of British Columbia and Quebec already have the same regulated sales targets.
Zero-emission vehicles - which include battery electric, plug-in and hydrogen models - must represent 20% of all new car sales in 2026, 60% in 2030 and 100% in 2035, according to sources.
Officials at Canada's environment ministry declined comment.
#energy
🍁 Maple Chronicles
Canada expects to announce this week that all new cars will have to be zero emissions by 2035, a senior government source said.
The new rules, known as the Electric Vehicle Availability Standard, would help ensure supply is available to the Canadian market and shorten wait times to get an electric vehicle. The Canadian provinces of British Columbia and Quebec already have the same regulated sales targets.
Zero-emission vehicles - which include battery electric, plug-in and hydrogen models - must represent 20% of all new car sales in 2026, 60% in 2030 and 100% in 2035, according to sources.
Officials at Canada's environment ministry declined comment.
#energy
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Chrystia Freeland “definitely running in the next election” amid Liberal freefall in polls
Deputy Prime Minister Chrystia Freeland confirmed her plans to run in the next federal election.
Freeland, who has been a member of Parliament since 2013 and a member of Trudeau’s cabinet since 2015, deflected questions about her ambitions for the Liberal party’s leadership.
Recent polling by Ipsos shows that 72% of Canadians think Trudeau should step down as party leader. Even 33% of Canadians who plan to vote Liberal want Trudeau to step down, up from 28% in September. Of all potential replacements, Freeland received the most positive reviews in the poll.
Freeland sidestepped the question but said the Liberals can “absolutely” win the next election.
#Freeland #Trudeau
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Deputy Prime Minister Chrystia Freeland confirmed her plans to run in the next federal election.
Freeland, who has been a member of Parliament since 2013 and a member of Trudeau’s cabinet since 2015, deflected questions about her ambitions for the Liberal party’s leadership.
Recent polling by Ipsos shows that 72% of Canadians think Trudeau should step down as party leader. Even 33% of Canadians who plan to vote Liberal want Trudeau to step down, up from 28% in September. Of all potential replacements, Freeland received the most positive reviews in the poll.
Freeland sidestepped the question but said the Liberals can “absolutely” win the next election.
#Freeland #Trudeau
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CRA has fired 185 employees for 'inappropriately' claiming COVID-19 CERB benefits
The Canada Revenue Agency says 185 employees have been fired to date for claiming a federal COVID-19 benefit when they were not eligible for it.
That's an increase of 65 since the CRA last updated the public on its review in September.
The CRA is reviewing approximately 600 cases in which current employees received the Canada Emergency Response Benefit during the COVID-19 pandemic.
The benefit was worth $2,000 a month to Canadians whose jobs were lost or downgraded as a result of public-health restrictions.
🍁 Maple Chronicles
The Canada Revenue Agency says 185 employees have been fired to date for claiming a federal COVID-19 benefit when they were not eligible for it.
That's an increase of 65 since the CRA last updated the public on its review in September.
The CRA is reviewing approximately 600 cases in which current employees received the Canada Emergency Response Benefit during the COVID-19 pandemic.
The benefit was worth $2,000 a month to Canadians whose jobs were lost or downgraded as a result of public-health restrictions.
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🚙🌱Alberta to fight federal mandate banning sale of gas-powered vehicles by 2035
The province of Alberta says it will do everything within its legal jurisdiction to prevent the federal government from banning the sale of gas-powered vehicles by 2035.
Premier Danielle Smith says the federal government has no legal or moral authority to tell Albertans what vehicles they can and cannot buy.
Smith added that there simply isn’t infrastructure to uphold the mandate. She also cited a lack of electric vehicle charging stations, no plans for rural and remote areas, and that the province’s electrical grid isn’t equipped to handle the surge in demand that would come with a full-scale electric vehicle transition.
#Alberta #energy #Smith
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The province of Alberta says it will do everything within its legal jurisdiction to prevent the federal government from banning the sale of gas-powered vehicles by 2035.
Premier Danielle Smith says the federal government has no legal or moral authority to tell Albertans what vehicles they can and cannot buy.
Smith added that there simply isn’t infrastructure to uphold the mandate. She also cited a lack of electric vehicle charging stations, no plans for rural and remote areas, and that the province’s electrical grid isn’t equipped to handle the surge in demand that would come with a full-scale electric vehicle transition.
#Alberta #energy #Smith
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🚙🌱Canada to announce all new cars must be zero emissions by 2035
Canada expects to announce this week that all new cars will have to be zero emissions by 2035, a senior government source said.
The new rules, known as the Electric Vehicle Availability Standard…
Canada expects to announce this week that all new cars will have to be zero emissions by 2035, a senior government source said.
The new rules, known as the Electric Vehicle Availability Standard…
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Head of RCMP's advisory board resigns, citing frustrations with federal government
Pointing to his frustrations with the federal government, the head of the RCMP's Management Advisory Board has resigned after less than a year in the chair. Kent Roach was appointed chair of the 13-member civilian body in January.
Roach argued he was left out of a crucial conversation about the future of RCMP contract policing.
The federal government is reviewing the RCMP's contract policing obligations. Some municipalities have been considering ditching the Mounties for their own police forces.
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Pointing to his frustrations with the federal government, the head of the RCMP's Management Advisory Board has resigned after less than a year in the chair. Kent Roach was appointed chair of the 13-member civilian body in January.
Roach argued he was left out of a crucial conversation about the future of RCMP contract policing.
The federal government is reviewing the RCMP's contract policing obligations. Some municipalities have been considering ditching the Mounties for their own police forces.
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💉Just 15% of Canadians got updated COVID vaccines this fall, new figures show
Federal figures show only 15 per cent of the population aged five and up had received an updated vaccine by Dec. 3.
Pandemic fatigue, muddled messaging and complex vaccination timelines might be dissuading Canadians from getting another round of vaccines, experts note.
Canada's chief public health officer, Dr. Theresa Tam, said the door is still open for another spring vaccination push, though she noted uptake last spring was also relatively low.
#healthcare
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Federal figures show only 15 per cent of the population aged five and up had received an updated vaccine by Dec. 3.
Pandemic fatigue, muddled messaging and complex vaccination timelines might be dissuading Canadians from getting another round of vaccines, experts note.
Canada's chief public health officer, Dr. Theresa Tam, said the door is still open for another spring vaccination push, though she noted uptake last spring was also relatively low.
#healthcare
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