Do you save your money?

I know that when we get paid, we want to buy everything at the mall. We forget about our goal and good business ideas. Today I want to discuss some tips, how to save money. We can start with a base way, stick to a shopping list to avoid impulse buys. Look for products that come with warranties or guarantees. This not only ensures quality but can also save you money on repairs or replacements. Consider how often you’ll use a product. Sometimes investing in a slightly more expensive item that will last years is better than repeatedly buying cheaper versions. Follow consumer blogs and channels that share tips on avoiding bad products and finding great deals.

Do you use any of these tips? Can you save your money?💳

Good day!

I faced with a bad man today. I had wanted to advertise my channel, but he bought, so many bots.

Now i have to clean up our society network from robots. I’m doing it today.
As soon as possible i’ll write new interesting post about scams.

Thank you!

Scam in Telegram advertisement

I've already posted about the problem. I bought the advertisement but the cheater gave the link to robots. Yesterday I had to delete more than 200 followers, because they were robots. I lost money and wasted time for this. I know that a lot of channels do it, but I don't want it. Channels that buy fake subscribers run the risk of losing credibility. If followers or potential partners notice that a channel’s growth seems artificially inflated, they may lose trust in the content and the brand behind it. Audiences can often tell when the numbers don’t match the engagement. In the long run, buying fake followers undermines the authenticity of the channel and erodes its reputation.

I hope i will not faced with cheater again because i want to promote our channel more. Thank you for your attention. 🤖

How to find a balance between family and business?

We have already discussed a lot of points about business. I posted some topics about time management, but while we are working we shouldn't forget about our family. The simple rule is to see the border between work and family. Set strict boundaries between your work and personal life. When you’re working, focus on that. When you’re with your family, be present and avoid checking emails or taking calls unless absolutely necessary. If you have a business, your family can help you. If possible, involve your family in your work life. Maybe they can help with small tasks or simply learn about what you do. This brings understanding and connection between your personal and professional worlds. Finding balance is a dynamic process. Some days will be more business-focused, while others will be more family-oriented—but with the right mindset and tools, you can make it work.

Have you found the balance yet? ⚖️

I'm waiting my great idea.

I know sometimes you have money, but you don't have a great idea for business. It shouldn't be a tidy sum, you can invest your money, while you are trying to find an idea. Use this time to learn new skills that will help you in your future business. Online courses, workshops, and books can expand your knowledge and give you an edge when you’re ready to launch. While waiting for your big idea to strike, consider testing out smaller projects or side hustles. It’s a way to gain real-world experience, learn what works, and refine your entrepreneurial mindset. Last but not least you can consider low-effort investment options like index funds, ETFs, or dividend-paying stocks.

Are you trying to use your money while you're looking for your business idea?😝

Sport helps me

You know, I'm a lazy person. Although I try to use the best practices for my business. One of them is a sport. Regular exercise improves your cardiovascular health, boosts oxygen flow to your brain, and increases overall stamina. With more energy, you’ll stay sharp and focused throughout the day, making better decisions and managing tasks more efficiently. The business world is stressful, but exercise can help. By incorporating physical activity into your routine, you’re better equipped to handle stress, avoid burnout, and maintain a healthy work-life balance. Many entrepreneurs and business leaders use fitness as a way to connect with like-minded people. Whether it’s a morning run, a fitness class, or even a sports team, exercising opens doors for networking and collaborations with potential clients, partners, or investors.

Have you ever tried running with your business partner? 🥇

A game creator

I've written about games and how you can earn in this sphere. And i had decided to create the game. I'm not a professional and I don't have a large budget, but I'll try to create it. I've opened a new channel about my way in gaming. I'll write their about my attempts to create the game and about other games. If you feel that it's interesting for you, you can follow @usual_GC .
Of course, I don't stop writing on this channel, it's very interesting, and I'm glad to see so many people who like to read about business. Thank you.❤️

Plastic and business

Many people are thinking about solving environmental problems. One of the most popular ideas involves recycling. I’m sure you faced with plastic cover which you can collect for recycling. Although maybe you shouldn’t waste it and you can earn money. For example you can create plastic bricks for construction: Recycled plastic is being used to make eco-friendly bricks that are durable and weather-resistant. Of course you will have to buy devices for recycling, but you can find discount for it. I tried to count the budget, I saw: on the low end: $600 - $1,000. On the higher end: $1,600 - $3,000 (if purchasing equipment and renting a space early on). By year two or three, you could be well on your way to turning this into a full-fledged, profitable business—while making a positive environmental impact.

Have you ever thought about it? Do you try to find an investor?😎

Dollars in the world

We use dollars every day, you can live in Europe, Africa, Asia, but you will check you wage in dollars. We use dollars like the international language. The dollar holds the noscript of the world’s primary reserve currency. Central banks across the globe keep large reserves in USD, helping maintain its dominance. Over 60% of global foreign exchange reserves are held in dollars. During times of economic uncertainty, investors flock to the dollar as a safe-haven asset. The stability of the US economy, paired with the liquidity of US markets, makes the dollar a go-to choice in crises.

I'm sure it's a good story, when we can understand each other, I'll say "$100", you know how much it costs.💵

Are you ready to fail?

I know, when we try to create a new business we think about income and the beautiful future. Although we should remember about risks. Okay, maybe we are mindful of the risks, but are you ready to lose your money? Create an emergency fund or reserve capital that can cover your expenses for a few months. This cushion will help you stay afloat during challenging periods and give you the time needed to adjust your strategy.Always have an alternative strategy in place. Whether it’s a product pivot, a price adjustment, or new marketing tactics, having options ready can help you adapt quickly. Don’t hesitate to consult with financial advisors, accountants, or business coaches who can provide expert insights and help you make informed decisions.

Are you trying to mitigate the risks? Are you ready to lose your money in business?💪

Can you memorize?

In today’s fast-paced world, the ability to remember and recall information quickly is more important than ever. Whether you’re leading a team, negotiating deals, or making strategic decisions, memory plays a key role in business success. okay, it's an important point, but how can you increase your memorizing? You can use some memory techniques. The Method of Loci (Memory Palace) can help you to improve memory. Visualize a place you're familiar with (like your home or office) and associate pieces of information with different locations in that space. When you need to recall the information, you simply "walk" through the space in your mind.

Do you remember everything about your business? 📝

I'm feeling sad

I faced with some problem and I'm feeling sad. Sadness can be overwhelming, but it’s important to understand that it doesn’t have to control you. It's important to work with sadness. Sadness can stifle your creativity, which is key for business growth and problem-solving. The first step is understanding, that okay to feel sad. Allow yourself to experience the emotions instead of suppressing them. Recognize the root cause of your sadness and give yourself permission to feel it. While it’s normal to feel helpless, focusing on small tasks you can control will create a sense of accomplishment and reduce anxiety. Find something positive in the situation. Sometimes, sadness can offer valuable insights and lead to personal growth. Remember, your emotional state directly influences your business success. By addressing your sadness in a healthy way, you protect not only your mental health but your business as well.

I hope everything will be fine and you will never have to use these tips.😔

Good habits are a common thing

We have already discussed a lot of good habits for business, but it's not enough. I know that i should write the plan per day, but I'm lazy and I don't do it every moment. How can it be your usual thing? The first way is a step by step. Start small by spending just 5 minutes each morning to write down your top 3 priorities for the day. Gradually expand this practice to include longer-term planning. The second way is a good plan. Networking is key to growing your business. Building strong relationships with clients, partners, and mentors can open new doors. Okay, you can set a goal to reach out to one new person in your industry each week, whether through social media, events, or professional groups. Lat but not least for me is visualization, I like to see different charts where I can keep track of my progress.

Have you already developed healthy habits? Maybe you're just trying it now?🍀

How can you increase your salary?

While we are trying to create a new business, we have to remember about our salary. The salary can become your first investment in your business. How can you discuss your income with a boss? Before approaching your boss, arm yourself with data. Check salary trends for your role and industry. Websites like Glassdoor, Payscale, and LinkedIn Salary Insights provide useful benchmarks. The second step is making your request, focus on what you've accomplished. Quantify your impact: If you helped bring in new clients or contributed to increasing company revenue, provide data to back it up. If your boss is unable to offer a raise right now, ask for feedback on what you can do to increase your chances of a raise in the future. Good statistics for us, 62% of employees who ask for a raise get some form of salary increase.

Have you already tried discussing your salary with your boss?📊

Basic income

I like work and try to create a business, but sometimes i want to be lazy. Have you ever thought about life without job with basic income? Basic Income is a revolutionary concept that has gained attention around the world. It refers to a regular, unconditional payment made to all citizens by the government, ensuring everyone has a minimum standard of living. Finland was one of the first countries to pilot a basic income program. In a 2-year experiment from 2017 to 2018, 2,000 unemployed people were given a monthly €560 without any conditions. The experiment showed that the recipients had higher life satisfaction and less stress, but the impact on employment was less clear. Despite the positive outcomes in some trials, implementing universal basic income on a large scale faces several challenges. One of them distributing cash to everyone could lead to inflation, which could increase living costs and negate the benefits of basic income.

Would you want to have basic income from your government?😁

Emotions in negotiations

Sometimes I come across very difficult people, they don't try to understand you and don't try to find a common language. At this point, it is very important to control your emotions. I'm sure that emotions can cloud your judgment. 75% of negotiators who lose their emotional control during a deal end up with less favorable outcomes. 60-70% of communication in negotiations is non-verbal. This means how you emotionally react (even through body language) can significantly affect how you're perceived. If you're overly emotional, the other party might see you as irrational or difficult to deal with, which could harm your position. Emotions are natural, but without control we will not find the best solution for everybody.

Can you control your emotions or don't you want to hide your feelings?😉

Why are we here?

I'm sure, that a lot of people in this channel want to create a new business or maybe increase income. Although why people want to create their own business and they are ready to have a risk. 77% of entrepreneurs say they start their business for the potential to earn more than they would as an employee. Although it's not just about the money. 54% of people start a business because they want to set their own schedule and work-life balance. 52% of small business owners feel more empowered making decisions for their company rather than following orders in a traditional job.

What about you? Why do you want to create a new business?💵

We can't estimate the time

I'm an optimistic person. I often can say, that I need only 1 day for a feature, but I'll have to spend about 3 days for it. Although, estimating the time required to develop functionality is a critical skill for every developer, project manager, and team leader. Software development estimates are, on average, 30-50% off. This is because human intuition tends to overestimate speed and underestimate complexity. My favorite rule is a “work expands to fill the time available for its completion.” This phenomenon is evident in about 60% of projects. This means that the longer you allocate for a task, the more complicated it may become, despite your initial estimation.

Are you sure, that you can estimate the time for work?🕔

Predicting task completion time

The most important skill for us, it's predicting task completion time. It's a crucial skill for productivity and project management. The its step is a using past data, it is one of the best indicators of future performance. By analyzing how long similar tasks have taken in the past, we can get a more accurate estimate. Complex tasks can be hard to estimate. Breaking them down into smaller, manageable parts allows for more accurate estimates for each sub-task, which can then be combined for the final estimate. You can leverage the “Three-Point Estimation” technique. This method involves creating three time estimates: Optimistic (O), Pessimistic (P), and Most Likely (M). Ater it you use a formula (O + 4M + P) / 6. This weighted average approach balances out extremes and provides a more reliable estimate.

Have you ever tried to predict task completion time? Do you know a good technique? 💪

Business Angels

Have you ever tried to find a business angel? These early-stage investors play a crucial role in nurturing startups and turning ideas into market leaders. 98% of angel investments happen at the seed or early stage, where risk is highest, but potential rewards are also the most significant. This investmet is a very important part of your startup, early-stage startups with angel investment are 3 times more likely to succeed than those without. Business angel don't only give you money, they challenge your idea and try to give you some tips. The average angel investment is about $25,000 - $100,000, though this can vary depending on the sector and market.

Do you have a business idea? Are you going to look for a business angel?💸

New year resolutions

I like to create resolutions, the end of year is a good time for it, but I'm sure you can do it for all year. Unfortunately, the statistics on resolution success aren't as optimistic. Only 8% of people actually achieve their New Year goals! In fact, 80% of people abandon their resolutions by February. That’s a pretty staggering number. One study showed that 40% of people don’t have a clear plan in place, and 25% forget about their resolutions after just one month. I think you should check your resolutions every week and it'll help you. The last number, but it's one of the most important, people who write down their goals are 42% more likely to achieve them.

Have you already written your resolutions? Do you have a plan? 📝