🔺 *Debt is a very serious matter, indeed*🔺
By Asma bint Shameem

Many people have adopted a very casual approach to being in debt and take out loans, not for some urgent need, but because they want to unnecessarily keep up with others in buying bigger homes, faster cars, more furniture or clothes or other temporary luxuries of this life.

But taking loans and being in debt is a GRAVE matter.

Islaam takes the matter of debt very seriously and warns against it and urges the Muslim to avoid it as much as possible.

And I am NOT talking about taking an “interest based” loan.
That is forbidden for SURE.

The kind of loan I am talking about is one WITHOUT interest, one that does NOT involve Ribaa;
The kind that is *allowed*, yet *discouraged* in Islaam.

And yet, we don’t see it as such.

🔺 *1) The Prophet (Sal Allaahu Alaiyhi wa Sallam) used to seek protection from it.

The Prophet (Sal Allaahu Alaiyhi wa Sallam) used to say in his prayer:

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ

“Allaahumma inni a’oodhi bika min al-ma’tham wa’l-maghram

“O Allaah, I seek refuge with You from sin and heavy debt.”

Someone said to him: “How often you seek refuge from heavy debt!”

He said: “When a man gets into debt, he speak and tells lies, and he makes a promise and breaks it.”
(al-Bukhaari and Muslim).

🔺 2) The person in debt will not enter Jannah until the debt is paid off!

Muhammad ibn Jahsh radhi Allaahu anhu said:

“We were sitting with the Messenger of Allaah Sal Allaahu Alaiyhi wa Sallam when he raised his head towards the sky, then he put his palm on his forehead and said:

“Subhaan-Allaah!

What a strict issue has been revealed to me!”

We remained silent and were afraid. The following morning I asked him:

“O Messenger of Allaah, what is this strict issue that has been revealed?”

He said,

“By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Jannah until his debt was paid off.” (al-Nasaa’i- hasan by al-Albaani)

🔺 3) The Prophet (Sal Allaahu Alaiyhi wa Sallam) didn’t pray his Janazah!

The Prophet (Sal Allaahu Alaiyhi wa Sallam) did not lead the funeral prayer for someone who had died owing three dinars, until Abu Qataadah radhi Allaahu anhu said:

O Allah's Messenger! Lead his funeral prayer, and I will pay his debt." So, he led the salat (prayer).
(al-Bukhaari)

🔺 4) Freedom from debt makes entry into Jannah EASY.

The Prophet sal Allaahu Alayhi wa sallam said:

“Whoever dies free from three things – arrogance, cheating and debt – will enter Jannah.”
(al-Tirmidhi (1572); saheeh by al-Albaani)

🔺 5) The soul of the one in debt is suspended!

The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“Your companion is being detained by his debt.” (Abu Dawood- hasan by al-Albaani).

And he said:

“The soul of the believer is held hostage by his debt in his grave until it is paid off.”
(at-Tirmidhi: saheeh by al-Albaani)

🍃 Explaining this hadeeth al-Suyooti said:

“It (soul) is detained and kept from reaching its noble destination.

🍃 Al-‘Iraaqi said:

“No judgment is passed as to whether it will be saved or doomed until it is determined whether his debt will be paid off or not.”

🔺 Statements of Sahaabah regarding debt

🍃 Umar ibn al-Khattaab said:

“Beware of debt, for it starts with worry and it ends with war.”
(Maalik in al-Muwatta).

🍃 And Ibn ‘Umar said:

“O Humraan, fear Allaah and do not die in debt, lest it be taken from your good deeds when there will be no dinars and no dirhams.”

🔺 When is taking a loan permissible?

The Ulama warn us about how difficult the issue of debt is, and that it should not be undertaken except in cases of necessity.

Based on this, there are three conditions for debt to be permissible:

🍃 1- The borrower should be determined to repay it.

🍃 2- It should be known or thought most likely that he is able to repay it,

🍃 3- It should be for something that is permissible according to Sharee’ah.

🔺 Ibn ‘Abd al-Barr said:

“The debt for which a person will be kept out of Paradise – and Allaah knows best – is that for which he left behind enough to pay it off but he did not leave instructions to that effect, or he was able to pay it off but did not do so, or he took the loan for some unlawful or extravagant matter and died without having paid it off.

As for the one who took a loan for something lawful because he was poor, and he died without leaving behind anything to pay it off, Allaah will not keep him from Paradise because of it, in sha Allaah.”

So take a loan only when absolutely necessary.

And if you are in a situation of debt right now, try your utmost best to pay off your debts as soon as possible.

Strive hard to pay it off, don’t take it lightly, put your trust in Allaah, and pray to Him to make it easy for you to pay off your debt.

🍃 The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

“The one who takes people’s wealth intending to pay it back, Allaah will pay it back for him, and the one who takes it intending to destroy it, Allaah will destroy him.”
(al-Bukhaari).

There are a number of duas in the Sunnah that the Prophet (Sal Allaahu Alaiyhi wa Sallam) used to make to help him stay away from all kinds of debt and to pay off any debts a person may have.

We should try and read those duaas and do our best to pay off our debts we may have, as soon as possible.

May Allaah help us to do that. Ameen.

And Allaah knows best

Ibn al-Jawzī رحمه الله said:

‎”Do not let your past (carelessness) make you lose hope of achieving good for many people have come back to wakefulness after a long sleep.”

‎[📖Awaking from the Sleep of Heedlessness, Pg. 58]

Follow the Sunnah of cleaning ur teeth with miswaak and teach ur kids as well

When you find yourself in a position to help someone , whether it is a financial support or emotional support , be happy that Allah is answering that person's prayers through you ..

It was narrated that Jabir radhi Allaahu anhu said the Messenger of Allah sal Allaahu Alaiyhi wa-Sallam said the likeness of me and you is that of a man who lit a fire and grasshoppers and moths started falling into it, and he tries to push them away. I am seizing your waistband and trying to pull you away from the fire but you are trying to get away from me.

Narrated by Muslim

In this hadith the Prophet sal Allaahu Alayhi wa sallam wanted to explain, by giving the likeness, his situation with his ummah, and that he was like a man in the wilderness who lit a fire, then the grasshoppers and moths started to fall into it because that is what moths, grasshoppers and small insects usually do. If someone lights a fire in the wilderness, these insects are attracted towards that light, and the man tries to prevent them from falling into it, but they insist on falling into it. This is how the Prophet sal Allaahu Alayhi wa sallam is with his ummah: he is keen to prevent his ummah from following whims and desires and falling into sin and forbidden matters, but they try to free themselves from him and fall into that.

May Allah Subhana Wa Ta'ala protect us from being like moths ... A'ameen

*EASE IS NEAR*

ALLAH says: *"ALLĀH will grant after hardship, ease."* {Al-Talāq || Verse 7}

*"So, surely with hardship comes ease."* {Ash-Sharḥ || Verse 5}

Anas ibn Malik (may ALLĀH be pleased with him) reported: The Messenger of ALLĀH (ﷺ) was once standing over a hole and he said, *"If hardship were to enter this hole, ease would surely follow it, go inside, and take it out."* {al-Mustadrak ‘alá al-Ṣaḥīḥayn #3552}

Ibn Abbas reported: The Messenger of ALLĀH (ﷺ) said, *"Know that there is much good in being patient with what you detest, victory will come with patience, relief will come with affliction, and ‘with the hardship will come an ease.’"* (94:5) {Musnad Aḥmad #2803}

The Prophet (ﷺ) said: *"Our Lord, the Almighty, Laughs at the despair of HIS slaves while HIS Change (of their condition from difficulty to ease) is near!!"* {Silsilatul-Ahadith as-Sahīhah #2810}

Ibn al-Qayyim (may ALLĀH have mercy on him) said: *"Expecting and hoping for a time of ease. This hope in itself offers a measure of immediate relief."* {Patience and Gratitude || Page 16}

Never underestimate the power of du'a and never think things will always be difficult just because that seems to be the logical expectation after certain things happen in your life. It all comes from ALLĀH. HE has the power to make the difficult easy, and the complicated, uncomplicated. We all knew and believed HE cooled the fire for Ibrahim (peace be upon him), don’t ever think that it is difficult to have your miracle in life, whatever it is for you. Nothing is impossible for ALLĀH. HE will send you ease after whatever hardship you are experiencing. HE will make things possible that didn't seem possible to you. HE can make it happen and HE can make it easy.

When Hazrat Uthman (Ra) Used To Stand By A Grave, He Used To Cry So Much That His Beard Would Get Wet. So Once He Was Asked - You Don't Cry So Much Remembering Heaven And Hell, You Cry When You See The Grave, What Is The Reason For This?
He Said, Rasulullah ﷺ Said, The Grave Is The First Base Of The Hereafter. If One Escapes Here, All Subsequent Bases Will Be Easy For Him.
And If One Does Not Save Here Then All The Subsequent Bases Will Be Very Difficult For Him.
He Also Said, Rasulullah ﷺ Said, "The Most Horrible Thing I Saw In The Rajni Of Meraj Is The Torment Of The Grave."
O Allah, Free Us All From The Severe Punishment Of The Grave
------------------------------- (Amen)
(Tirmidhi Sharif, Hadith No-2308)

‎People are forgetting the sanity and honour of makkah and madinah. Treating umrah like it's a trend.

‎Making tiktoks, v-logs and what not.
‎
‎Where's your respect?
‎Where's your morals?

‎If Allah have blessed you with this opportunity, please do it right.

‎الله يهدينا

🔹Narrated Ibn Umar:

Umar got some property in Khaibar and he came to the Prophet (ﷺ) and informed him about it. The Prophet said to him, "If you wish you can give it in charity." So `Umar gave it in charity (i.e. as an endowment) the yield of which was to be used for the good of the poor, the needy, the kinsmen and the guests.


: Sahih al-Bukhari 2773
: Book 55, Hadith 36

Prayer Attracts Provision

Shaykh ul-Islam Ibn Al-Qayyim Al-Jawzeeyah [رحمه الله] said:

‏«الصلاة مجلبة للرزق حافظة للصحة، دافعة للأذى مطردة للأدواء، مقوية للقلب مبيضة للوجه، مفرحة للنفس مذهبة للكسل.»

❝Prayer attracts provisions, preserves health, it defends against harm, repels diseases. It strengths the heart and illuminates the face. It gives delight to the soul and removes laziness.❞

[Zaad Al-Maad, (4/304) | Translated By Abbas Abu Yahya Miraath Al-Anbiyya]

A poem of Al-imām as-Shāfiʿi:

- إِذا المرءُ لا يرعَاكَ إِلا تكلفاً ... فدعْهُ ولا تُكْثِرْ عليه التَّأَسُّفا

If a person dosen't care for you sincerly Just leave him,and do not grieve over him excessively.

- ففي الناسِ أبدالٌ وفي الترك راحةٌ ... وفي
القلبِ صبرٌ للحَبيْبِ ولو جَفا

For there are replacements among people, and in letting go there is comfort, There is always patience in the heart towards its loved one despite his harshness & coldness.

- فما كُلُّ من تَهْواهُ يهواكَ قلبهُ ... ولا كُلُّ من صافيتَهُ لك قد صَفا

Not everyone you love will love you in return, and not everyone you purify your heart for will purify theirs for you.

as-Shāfiʿi-الشافعي

(6/85)كتاب مجمع الحكم والأمثال في الشعر العربي

A man once came to Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) and said, “O Abud Dardaa, your house has burned down!” Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) replied, “My house has NOT burned down.” Then another person came and exclaimed, “O Abud Dardaa, your house has burned down.” Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) again replied, “My house has NOT burned down.”

After some time, a third person came and explained, “O Abud Dardaa, I followed the fire. When it reached your house, it went off.” In response, Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) mentioned, “I knew that Allah Ta‘ala, the All-Mighty and Majestic, would not let it happen.”

A man who was present commented saying, “O Abud Dardaa, we do not know which of your statements is more remarkable; your statement, ‘My house has not burned down’, or your statement, ‘I knew that Allah, the All-Mighty and Majestic, would not let it happen!’”

Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) replied, “It is due to certain words (of du‘aa) which I heard from Rasulullah (sallallahu ‘alaihi wasallam). Whoever says them in the morning will not be struck by a calamity until the evening, and whoever says them in the evening will not be struck by a calamity until the morning. (These words are):

اَللّٰهُمَّ أَنْتَ رَبِّيْ لَا إِلٰهَ إِلَّا أَنْتَ ، عَلَيْكَ تَوَكَّلْتُ وَأَنْتَ رَبُّ الْعَرْشِ الْكَرِيـْم ِ، مَا شَاءَ اللّٰهُ كَانَ وَمَا لَـمْ يَشَأْ لَـمْ يَكُنْ ، لَا حَوْلَ وَلَا قُوَّةَ إِلَّا بِاللّٰهِ ، أَعْلَمُ أَنَّ اللّٰهَ عَلٰى كُلِّ شَيْءٍ قَدِيْرٌ وَأَنَّ اللّٰهَ قَدْ أَحَاطَ بِكُلِّ شَيْءٍ عِلْمًا ، ااَللّٰهُمَّ إِنِّيْ أَعُوْذُ بِكَ مِنْ شَرِّ نَفْسِيْ وَمِنْ شَرِّ كُلِّ دَابَّةٍ أَنْتَ آخِذٌ بِنَاصِيَتِهَا ، إِنَّ رَبِّيْ عَلٰى صِرَاطٍ مُسْتَقِيْم

‘O Allah! You are my Rabb; there is none worthy of worship except You. I have placed my trust upon You, and You are the Rabb of the Glorious Throne. Whatever Allah Ta‘ala wishes will happen, and whatever He does not wish will not happen. There is no ability (to refrain from sin) and no power (to carry out good deeds) except with (the help of) Allah. I know that Allah is capable of everything, and that Allah Ta‘ala’s knowledge encompasses everything. O Allah, I seek refuge in You from the evil of my carnal self and from the evil of every creature which You hold by its forelock (i.e. You control). Indeed, my Rabb is on a straight path.’”

(Ad-Du‘aa lit Tabraani #343)

Lessons:

1. The words of Allah Ta‘ala and His Rasool (sallallahu ‘alaihi wasallam) were so deeply embedded within the hearts of the Sahaabah (radhiyallahu ‘anhum), that they had more conviction on them than on what could be sensed and perceived. It was this very conviction that led Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) to completely negate what others had perceived with their very own eyes. If we also endeavour to firmly embed the words of Allah Ta‘ala and His Rasool (sallallahu ‘alaihi wasallam) within our hearts, it will enable us to give preference to the words and commands of Allah Ta‘ala in every facet of our lives as well.

2. When a person has complete trust in Allah Ta‘ala and His promises, he will remain calm even in a crisis. He will understand that every situation is a test from Allah Ta‘ala, and will keep his focus and attention on Allah Ta‘ala’s divine wisdom and power. Thus, we find that Sayyiduna Abud Dardaa (radhiyallahu ‘anhu) was not bothered in the least, despite the possibility of his entire house and its contents being burned.

3. There is great power contained in the du‘aas for protection taught to us by our Master, Rasulullah (sallallahu ‘alaihi wasallam), such as the morning and evening supplications. These supplications serve as a shield against misfortunes, provided they are read with the required level of conviction. Whilst the worldly means are adopted by one and all for the purpose of security, these are not guaranteed to be effective. However, the promises of Allah Ta‘ala and His Rasool (sallallahu ‘alaihi wasallam) are guaranteed to be effective. Hence, one should inculcate the habit of reciting these du‘aas daily.

*📌 The best advice I can give you today. STOP DEPENDING ON AND EXPECTING FROM PEOPLE.*

As you go through seasons of life you will quickly realize much of hurt, resentment, cynicism and detachment is because you place too much trust in people and expect alot from people.

Flip that expectation towards Allah alone!

📚 ❝Whoever is afflicted with poverty and seeks relief from people, then he will never be relieved, but whoever seeks relief from Allah, then Allah will soon give him relief, either by quickly sufficing him or causing his death.❞
- Prophet Muhammad صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ
[Sunan Ibn Majah]

✤ Stop asking people for money.
✤ Stop asking people to help you get married.
✤ Stop coveting what others have.
✤ Stop complaining too much to people.
✤ Stop begging people for appreciation, love and comfort.
✤ Stop having hopes that others will treat you like you treat them.
✤ Stop being afraid of losing people.

❝And verily for everything that a slave loses there is a substitute, but the one who loses Allah will never find anything to replace Him.❞
- Ibn al-Qayyim (ra)

YOU
WILL
BE
DISAPPOINTED

If you place too much hope in people. Rather work on being self sufficient and depending on Allah alone.

The Angel Jibreel came to the Prophet ﷺ and he said,
📚 ❝O Muhammad, live as you wish, for you will die. Work as you wish, for you will be repaid accordingly. Love whomever you wish, for you will be separated. Know that the nobility of the believer is in prayer at night and his honor is in his independence of the people.❞
[al-Muʻjam al-Awsaṭ 4410]

When you do this people will love you and the more you ask Allah, depend on Allah – Allah will love you.

📚 ❝By Him in Whose Hand my life is, it is better for anyone of you to take a rope and cut the wood (from the forest) and carry it over his back and sell it (as a means of earning his living) rather than to ask a person for something and that person may give him or not.❞
- Prophet Muhammad صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ
[Sahih Bukhari]

*CUT THE ROPE WITH PEOPLE & HOLD ONTO THE ROPE OF ALLAH.*

Make dua to Allah to free you from the need of others. Focus on helping people, focus on being a giver, focus on being a healer and inshaAllah as long as you are helping someone else Allah will continue to help you.

❝Whoever relies on Allah (has Tawakkul), He is sufficient for him.❞
{Surah At-Talaaq 65: Verse 3}

📚 ❝Allah helps the servant as long as he helps his brother.❞
- Prophet Muhammad صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ
[Sahih Muslim]

🤲 O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men.
Ameen!

Ibn Rajab رحمه الله said:

“The path that leads to Allāh is one. And it is His Straight Path [Sirāt al-Mustaqīm].

All of the other paths are paths of Shaytān.”

[Majmū' Rasā'il 4/425]

Regarding the saying of Allaah تعالى:

وَعَلَى اللَّهِ فَتَوَكَّلُوا إِن كُنتُم مُّؤْمِنِينَ

{and put your trust in Allaah if you are indeed believers.}

📚[Surah al-Maaidah (5): 23]

🎓Ibn al-Qayyim رحمه الله said:

❝He تعالى has made reliance upon Allaah as a condition for Imaan, and it is an indication that there is absence of Imaan when there is absence of Trust (in Allaah). And whenever the Imaan of a slave gets stronger, his Trust in Allaah gets stronger. If the Imaan in Allaah is weak, then the Trust in Him will also be weak.❞

📚[Tareeq al-Hijratain (1/255)]

Anas b. M!ālik رضي الله عنه stated:

"Whenever there is betrayal in the home, the blessings leave from the home."

【Makārim Al-Akhlāq (1/71)】

عَنْ أَنَسِ بْنِ مَالِكٍ رضي الله عنه قَالَ:

"إِذَا كَانَتْ فِي الْبَيْتِ خِيَانَةٌ ذَهَبَتْ مِنْهُ الْبَرَكَةُ".

【مكارم الأخلاق للخرائطي١/ ٧١】

SUCH MEN ARE NOT DESERVING OF GOOD WOMEN

The wife's good treatment of her husband and her obedience to him should only cause the man to be kinder, more caring, generous, and giving towards his wife. Only a tyrant and wrongdoer would respond to the kindness, dutifulness, and care of his wife with abuse, mistreatment, and injustice. Such men are not deserving of good women.

Book: The Characteristics of A Righteous Wife in Light of the Qurān and Sunnah
By Shaykh Abu Khadeejah Abdul-Wāhid
Salafi Publications
P. 35

Prayer Attracts Provision

Shaykh ul-Islam Ibn Al-Qayyim Al-Jawzeeyah [رحمه الله] said:

‏«الصلاة مجلبة للرزق حافظة للصحة، دافعة للأذى مطردة للأدواء، مقوية للقلب مبيضة للوجه، مفرحة للنفس مذهبة للكسل.»

❝Prayer attracts provisions, preserves health, it defends against harm, repels diseases. It strengths the heart and illuminates the face. It gives delight to the soul and removes laziness.❞

[Zaad Al-Maad, (4/304) | Translated By Abbas Abu Yahya Miraath Al-Anbiyya]

The 3 afflictions which daily affect every human being:

Everyday and every night, the children of Aadam are affected by the 3 afflictions. Not a day goes by except that they are afflicted by all the 3 of them.

🌴🌴🌴

THE FIRST AFFLICTION:

His lifespan is reduced everyday. He does not care much about his lifespan being reduced, but if there is any reduction in his wealth, he starts worrying. What he forgets is that wealth is recoverable but not the lifespan.

🌴🌴🌴

THE SECOND AFFLICTION:

Everyday he consumes the sustenance provided to him by Allaah. If it is Halaal, he will be questioned about it [Surah al-Takaathur (102): 8]. But if it is through Haraam means, then he will be punished for it; and no one knows the extent of the punishment except Allaah.

🌴🌴🌴

THE THIRD AFFLICTION:

Everyday he is nearing the Aakhirah by some distance; while at the same time he is being distanced from this worldly life by some distance. But his concern for the EVERLASTING HEREAFTER is nothing as compared to his concern for this FLEETING WORLD. He does not know if his abode will be the highest station in Paradise or the lowest depths of Hell.

💢💢💢

اللهم لا تجعل الدنيا أكبر همنا، ولا مبلغ علمنا ، ولا إلى النار مصيرنا ، واجعل الجنة هي دارنا

O Allaah! Do not make this world our greatest concern, nor the limit of our knowledge. And do not set our path leading towards Hell. And make Paradise our final abode.