BUDGETING is an essential tool for small businesses and influences effective decision - making.

Your small business should have:

✔️ A current budget
✔️ A budget comparison between budgeted amounts and actual spending
✔️ A forecasting budget for the next three years

Do you have a budget for your small business ?

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Don't let a job steal your life.

Layoffs this year:

• UPS: 12,000
• FedEx: 12,000
• Google: 12,000
• Amazon: 27,000
• Walmart: 12,000
• Citigroup: 20,000
• Microsoft: 10,000
• Meta (Facebook): 21,000
• Peleton: 20% of employees
• Coinbase: 25% of employees
• Snapchat: 20% of employees
• Robinhood: 31% of employees

Job security is an illusion.

Never feel guilty about leaving a job for a better opportunity.

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✅ If you want:

• Riches – Take risks

• Knowledge - read

• Love – Love

• Trust – Open up

• Strengths – Have patience

•Growth – work hard.

📌 To get something, you need to give something . With zero investment. You will get the same result


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"Don't focus on lack. Focus on abundance." - Dwelling on what you lack weakens your ability to attract what you want.

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What distinguishes successful people ❓️

– They know how to convey information to any type of people, they have a loose tongue.

– They are not afraid to ask questions
and even vice versa, they try to learn new things.

– They are irritable towards
to stupid, aggressive-persistent
and toxic people.

– They do what they think is necessary
and don't listen to society.

🗣️ Successful people act now, while others save money on Monday


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WHEN YOU FOCUS ON YOURSELF EVERYONE BECOMES BORING

Don’t compare yourself with others, focus on yourself then you’ll naturally lap everybody

For so long I was focused on doing task after task, after task, after task, after task, and I looked around and I’ve lapped everybody

I didn’t care about anybody, I’ve had blinders on, muted everyone’s posts and stories, even people I liked, because I was so focused on my own thing

I only followed people that inspired me or that I could learn from


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Top Lessons From The Book: "THE MAFIA MANAGER" 📚
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1. When you are new to a place, first educate yourself by observing the real players, learning how they act and react.
Keep your eyes open and your mouth shut, shape yourself, acquire the tools, eliminate all possible traits you have that will hinder you.

2. Humility will elevate you faster, however too much of it will raise suspicions. To be excessively polite is the ultimate rudeness.

Prove to your boss that you are smart and enterprising in his business politics but "do not outshine the master".

3. Learn to do business with strangers as if they were your brothers and with your brothers as if they were strangers.

4. While minding your business, learn your neighbours' business strategies. Know what's working for them that is relevant in your business.

5. Seek second or third opinion before you act on any business advice given to you by even your most trusted associate. They might be interested in seeing you fail.

6. In every clique you find yourself, make no long term close friendship, be cordial to all. Don't reveal too much about your personal life. Don't stand out; fit in!

Don't rush into group battles, first know what it holds to your benefit. This should be your acid test (Provo dell'acido)

7. Do not ever base your plans on achieving the best possible outcome, but if heaven drops a plum, open your mouth.
Learn to use the tool of "fear" to drive in your results from people.
Punish one, teach a hundred!

8. Find productive work for your spare time if you want to move up on the ladder of success.
Choose the time of the day when your energies are highest and conduct business at that time.
Effective time management is making the most of every minute you work. Also making making enough time every day, week and months relax.
Effective is also The Art of Delegation.
Remember the three basics of effective time management:
I. Schedule your tasks
II. Delegate them
III. Delegate more of them

9. Never give give business advice to another that doesn't profit you and your own interests.

10. Don't be too familiar with your subordinates. It may at first inspire affection but at the end breed contempt.


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💠 If you think you are too small to make a difference, try to sleep with a mosquito.🦟

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5 things we shouldn’t report or justify ourselves about.

◾You don't have to explain your life situation to anyone.

◾You don't have to explain your life priorities to anyone.

◾You don't have to apologize if you're not sorry.

◾You don't have to make excuses to anyone for the time you spend alone.

◾You don't have to agree with anyone's personal beliefs.

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I noticed such a thing, a poor person has no understanding of what resources are.

The poor man thinks:
“Yes, I have nothing. I have no money"

In fact, any person, even the poor, especially the young and poor, has:

• The most important resource called “Energy”

• The second main resource called “Time”

• The third resource is “Knowledge”

• The fourth resource is money and the rest. Money comes last!

That is, you have a bunch of resources that you can convert into each other.

All resources are converted into each other!

🗣 Margulan Seisembayev

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𝟔 𝐋𝐄𝐒𝐒𝐎𝐍𝐒 𝐅𝐑𝐎𝐌 𝐓𝐇𝐄 𝐇𝐀𝐏𝐏𝐈𝐄𝐒𝐓 𝐌𝐀𝐍 𝐎𝐍 𝐄𝐀𝐑𝐓𝐇.

1. There are many things more precious than money
It is easy to be enslaved by the mindset that money is the most imperative treasure in the society. Money is always transient, just like most things in life. It comes and goes, but how much are you willing to pay for the fleeting pleasure? The consequences of a money mentality are much more damaging than the value of money itself. Are you willing to put your mental, emotional, and physical well-being on the line? There are things more precious than money. Here are a few:
-Experiences
-Genuine connections
-A feeling of purpose
-Genuine concern for helping others
-Eddie says, “there are many things in this world that no amount of money will buy you, and some things are priceless beyond measure.”

2. Weakness can be turned into hatred
Weak people lack the ability to maintain any level of emotional intelligence. People who lack emotional intelligence and a strong sense of self are easily influenced to hate. Their values and convictions are not based on strong foundations; rather, they are proponents of radical causes. Hatred is a disease that consumes the human mind to the point of no return, causing significant harm to oneself and others.
“If enough people had stood up then come on Kristallnacht, and said, ‘enough what are you doing? What is wrong with you?’ then the course of history would have been different. but they did not. they were scared they were weak, and their weakness allowed them to be manipulated into hatred ” — Eddie Jaku

3. Tomorrow will come if you survive. one step at a time
The majority of people give up because they feel the suffering will never end. They relinquish control because their vision is clouded by minor inconveniences rather than the bigger picture.
“The closer you get to something, the blurrier it gets,” as the saying goes. Be well-rounded, logical, and foresighted. Nothing on it has the word “forever” written on it.

4. You can find kindness everywhere, even from strangers
If you take a step out of your own world for even a moment, you will notice that you are not alone. The most serious problem is that we cannot talk freely about ourselves, our lives, and our issues. You are not alone in the universe. There are people who would happily assist you if you were willing to be vulnerable.

5. One good friend
“The greatest thing you will ever do is be loved by another person” — repeat this sentence until you realize that love and friendship are the best medicine.
I cannot emphasize this enough, especially to young people. Without friendship, a human being is lost. A friend is someone who reminds you to feel alive.

6. Education is a lifesaver
I do not mean formal education when I use the word “education”. Yes, formal education is fantastic and brings great opportunities, but life education is much more critical. Understanding the laws of human nature, being mindful of worldviews, and knowing how to connect so that your voice is heard are all examples of life education. To be self-sufficient and not depend on others for a good life.
You may not be able to change the world because it is beyond your power, but you can change yourself. Change is possible, despite what you can believe, but it requires discipline.


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You came naked
You will leave naked
You came without anything
You will leave without anything
You arrived weak
You will leave weak
So, why so much hatred, resentment, envy, selfishness and pride?
We will all go empty handed, what all material things we have earned, we earned here, and will leave everything here only.
The only thing that will go with you, that you actually earned here is the love you shared, the compassion you showed, the humbleness, your gratitude, your helpfulness, your kindness. That is the legacy you will leave here that everyone will follow.

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The biggest time waster

. Worrying

. Multitasking

. Perfectionism

. Watching TV & News

. Saying Yes To Everyone

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7 habits that will make you rich:

1. Reading
2. Investing often
3. Paying off bad debt
4. Buying appreciating assets
5. Spending less than you earn
6. Tracking your income & expenses
7. Taking advantage of the tax system

To get rich, start building rich habits.

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Life is short.

If you're lucky, you’ll get 4,000 weeks.

Learn that new skill.
Read that new book.
Apply for that new job.
Start that new business.

You have the power to create success.

Make the most of it.

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Wasting somebody's time may be the highest from tge disrespect

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HOW TO DEVELOP COOL BLOOD?

Focus on yourself

It may not seem right, but in this world sometimes you have to be less than your best. One of them is selfishness.

You must accept as a principle that you do not owe anything to anyone. This is completely your life and you decide what, how and when to do.

There are basic values ​​- love, work, family and friends, and the rest - problems, circumstances, ill-wishers, emotions - are just garbage, it needs to be thrown away.

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BILLIONAIRE'S FIRST JOBS:

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No one

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"No Excuses" 📚
-
by Brian Tracy is a motivational masterpiece that empowers individuals to take control of their lives, overcome obstacles, and achieve their goals. Tracy offers practical strategies and insights to help readers unlock their full potential and eliminate excuses that hold them back from success.
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In "No Excuses," Brian Tracy challenges readers to break free from the limitations of excuses and take charge of their destinies. Drawing from his extensive experience as a motivational speaker and success coach, Tracy provides a roadmap for personal and professional development, offering actionable advice and proven techniques to overcome obstacles and achieve greatness.
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10 Key Lessons from "No Excuses" 📚
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1. Take Responsibility: Stop blaming external circumstances or other people for your lack of success. Take full responsibility for your life and commit to making positive changes.

2. Set Clear Goals: Define specific, measurable goals for every area of your life, and create a plan to achieve them. Goals provide direction and motivation, helping you stay focused and on track.

3. Develop Self-Discipline: Cultivate the habit of self-discipline by setting high standards for yourself and sticking to them, even when it's challenging. Self-discipline is the key to overcoming procrastination and achieving consistent results.

4. Manage Your Time Effectively: Time is your most valuable resource, so use it wisely. Prioritize your tasks, eliminate time-wasting activities, and focus on high-impact activities that move you closer to your goals.

5. Master Your Thoughts: Your thoughts determine your actions and ultimately, your results. Practice positive self-talk, visualization, and affirmations to cultivate a mindset of success and abundance.

6. Embrace Continuous Learning: Commit to lifelong learning and personal growth. Invest in yourself through reading, attending seminars, and seeking out mentors who can help you expand your knowledge and skills.

7. Take Action: Don't wait for the perfect moment to take action. Start now, even if it means taking small steps towards your goals. Action breeds momentum and leads to progress.

8. Learn from Failure: Failure is not the end but a stepping stone to success. Embrace failure as a learning opportunity, analyze your mistakes, and adjust your approach accordingly.

9. Surround Yourself with Positive Influences: Surround yourself with positive, supportive people who uplift and inspire you. Avoid negative influences and environments that drain your energy and hinder your progress.

10. Stay Persistent: Success rarely comes overnight. Stay persistent, persevere through challenges, and never give up on your dreams. With determination and resilience, you can overcome any obstacle and achieve your goals.

"No Excuses" by Brian Tracy is a powerful guide to personal and professional success, offering practical strategies and timeless principles for overcoming obstacles and achieving greatness. By taking responsibility for your life, setting clear goals, developing self-discipline, and embracing continuous learning, you can eliminate excuses and create the life you desire. With Tracy's proven techniques and inspiring insights, you can unleash your full potential and live a life of purpose, passion, and abundance.


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