10 essential personal finance books to strengthen money management
https://telegra.ph/10-essential-personal-finance-books-to-strengthen-money-management-07-27
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https://telegra.ph/10-essential-personal-finance-books-to-strengthen-money-management-07-27
@Business_Library
Telegraph
10 essential personal finance books to strengthen money management
Is the world of personal finance overwhelming and confusing? It's time to take control! These 10 essential personal finance books cut through the jargon and provide you with real, actionable lessons that will empower you to take charge of your fiscal life. …
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How_I_create_Growth_Hacking_Plans_for_startups_for_$10,000_+_TOP.pdf
2.5 MB
How i create Growth plans.pdf
for start-ups for $10,000
💵💵💵💵💵💵💵💵💵
+ Top 300 growth hacks you can put into practice right away
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for start-ups for $10,000
💵💵💵💵💵💵💵💵💵
+ Top 300 growth hacks you can put into practice right away
@Business_Library
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48_Hour_Start_up_From_idea_to_launch_in_1_weekend_PDFDrive_.pdf
1.6 MB
48 hours start-up.💵
from idea to launch in 1 weekend.
💵💵💵💵💵💵💵💵💵💵💵💵
fraser's approach to starting a business can help anyone get their ideas off the ground
@Business_Library
from idea to launch in 1 weekend.
💵💵💵💵💵💵💵💵💵💵💵💵
fraser's approach to starting a business can help anyone get their ideas off the ground
@Business_Library
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FAKE 📚
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Fake money. Fake Teachers. Fake Assets
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HOW LIES ARE MAKING THE POOR & MIDDLE CLASS POORER
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Fake money. Fake Teachers. Fake Assets
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HOW LIES ARE MAKING THE POOR & MIDDLE CLASS POORER
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FAKE_Fake_Money,_Fake_Teachers,_Fake_Assets_How_Lies_Are_Making.pdf
23.4 MB
Fake 👎
Fake money. Fake Teachers. Fake Assets
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HOW LIES ARE MAKING THE POOR & MIDDLE CLASS POORER 💵
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BY: ROBERT KIYOSAKI
-
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Fake money. Fake Teachers. Fake Assets
-
HOW LIES ARE MAKING THE POOR & MIDDLE CLASS POORER 💵
-
BY: ROBERT KIYOSAKI
-
@Business_Library
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10 Lessons from
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" Financial Intelligence " 📚📚📚
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A Manager's Guide to Knowing What the Numbers Really Mean
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1. Accounting principles provide a framework, but companies have some wiggle room when presenting financial data. Learn to read between the lines and understand the assumptions behind the numbers.
2. Don't get fooled by high profits on paper. Cash flow, the actual movement of money in and out, is essential for business health.
3. Ratios tell the story behind the raw numbers. Learn key ratios like profitability, liquidity, and solvency to assess a company's financial health and performance.
4. Understand the difference between "cash expenses" that immediately impact your budget and "non-cash expenses" like depreciation, which spread the cost of an asset over time.
5. Revenue is the money coming in, but profit is what's left after you account for all your expenses. Understand the difference and how various factors influence both.
6. Don't blindly accept financial reports at face value. Ask questions, understand the underlying assumptions, and identify potential areas for improvement.
7. Look at financial data from the perspective of someone who might invest in the company. This helps you understand what information is most important for decision-making.
8. The balance sheet shows what a company owns (assets), owes (liabilities), and the difference (owner's equity). Understanding how to manage these components is crucial for financial stability.
9. Calculating ROI can be more complex than it seems. Consider all factors affecting an investment, not just the initial cost and projected returns.
10. Working capital refers to the difference between a company's current assets (easily convertible to cash) and current liabilities (debts that need to be paid soon). Efficient management of working capital frees up cash flow and improves business operations.
@Business_Library
-
" Financial Intelligence " 📚📚📚
-
A Manager's Guide to Knowing What the Numbers Really Mean
-
1. Accounting principles provide a framework, but companies have some wiggle room when presenting financial data. Learn to read between the lines and understand the assumptions behind the numbers.
2. Don't get fooled by high profits on paper. Cash flow, the actual movement of money in and out, is essential for business health.
3. Ratios tell the story behind the raw numbers. Learn key ratios like profitability, liquidity, and solvency to assess a company's financial health and performance.
4. Understand the difference between "cash expenses" that immediately impact your budget and "non-cash expenses" like depreciation, which spread the cost of an asset over time.
5. Revenue is the money coming in, but profit is what's left after you account for all your expenses. Understand the difference and how various factors influence both.
6. Don't blindly accept financial reports at face value. Ask questions, understand the underlying assumptions, and identify potential areas for improvement.
7. Look at financial data from the perspective of someone who might invest in the company. This helps you understand what information is most important for decision-making.
8. The balance sheet shows what a company owns (assets), owes (liabilities), and the difference (owner's equity). Understanding how to manage these components is crucial for financial stability.
9. Calculating ROI can be more complex than it seems. Consider all factors affecting an investment, not just the initial cost and projected returns.
10. Working capital refers to the difference between a company's current assets (easily convertible to cash) and current liabilities (debts that need to be paid soon). Efficient management of working capital frees up cash flow and improves business operations.
@Business_Library
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"Make It Happen" 📚
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by Jordanna Levin is a book that provides guidance and inspiration for creating positive change and manifesting your dreams.
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Here are 10 lessons from the book:
1. Clarify Your Vision: Clearly define your goals and aspirations. Levin emphasizes the importance of having a clear vision of what you want to achieve in order to make it happen.
2. Take Inspired Action: Action is essential for manifesting your dreams. Levin encourages readers to take inspired action towards their goals, even if it's just a small step forward.
3. Trust in the Process: Trust that everything is unfolding as it should. Levin reminds readers to have faith in the process and trust that the universe has a plan for them.
4. Overcome Self-Limiting Beliefs: Identify and overcome self-limiting beliefs that may be holding you back. Levin teaches techniques for reframing negative thoughts and beliefs into empowering ones.
5. Embrace Failure as Feedback: Failure is not the end of the road; it's an opportunity for growth. Levin encourages readers to embrace failure as feedback and learn from their mistakes rather than letting them deter them from their goals.
6. Practice Self-Compassion: Be kind to yourself, especially when things don't go as planned. Levin emphasizes the importance of practicing self-compassion and treating yourself with the same kindness you would offer to a friend.
7. Cultivate Gratitude: Cultivating gratitude for what you already have can attract more abundance into your life. Levin teaches techniques for practicing gratitude daily and appreciating the blessings in your life.
8. Visualize Your Success: Visualization is a powerful tool for manifesting your desires. Levin encourages readers to visualize themselves achieving their goals in vivid detail, harnessing the power of imagination to make it happen.
9. Surround Yourself with Supportive People: Surround yourself with people who support and uplift you. Levin emphasizes the importance of having a strong support network of friends, family, and mentors who believe in you and your dreams.
10. Celebrate Your Successes: Celebrate your successes, no matter how small. Levin encourages readers to acknowledge their achievements along the way and celebrate the progress they've made towards their goals.
These lessons from "Make It Happen" offer practical advice and strategies for creating positive change and manifesting your dreams. By clarifying your vision, taking inspired action, and trusting in the process, you can make it happen and create the life you desire.
@Business_Library
-
by Jordanna Levin is a book that provides guidance and inspiration for creating positive change and manifesting your dreams.
-
Here are 10 lessons from the book:
1. Clarify Your Vision: Clearly define your goals and aspirations. Levin emphasizes the importance of having a clear vision of what you want to achieve in order to make it happen.
2. Take Inspired Action: Action is essential for manifesting your dreams. Levin encourages readers to take inspired action towards their goals, even if it's just a small step forward.
3. Trust in the Process: Trust that everything is unfolding as it should. Levin reminds readers to have faith in the process and trust that the universe has a plan for them.
4. Overcome Self-Limiting Beliefs: Identify and overcome self-limiting beliefs that may be holding you back. Levin teaches techniques for reframing negative thoughts and beliefs into empowering ones.
5. Embrace Failure as Feedback: Failure is not the end of the road; it's an opportunity for growth. Levin encourages readers to embrace failure as feedback and learn from their mistakes rather than letting them deter them from their goals.
6. Practice Self-Compassion: Be kind to yourself, especially when things don't go as planned. Levin emphasizes the importance of practicing self-compassion and treating yourself with the same kindness you would offer to a friend.
7. Cultivate Gratitude: Cultivating gratitude for what you already have can attract more abundance into your life. Levin teaches techniques for practicing gratitude daily and appreciating the blessings in your life.
8. Visualize Your Success: Visualization is a powerful tool for manifesting your desires. Levin encourages readers to visualize themselves achieving their goals in vivid detail, harnessing the power of imagination to make it happen.
9. Surround Yourself with Supportive People: Surround yourself with people who support and uplift you. Levin emphasizes the importance of having a strong support network of friends, family, and mentors who believe in you and your dreams.
10. Celebrate Your Successes: Celebrate your successes, no matter how small. Levin encourages readers to acknowledge their achievements along the way and celebrate the progress they've made towards their goals.
These lessons from "Make It Happen" offer practical advice and strategies for creating positive change and manifesting your dreams. By clarifying your vision, taking inspired action, and trusting in the process, you can make it happen and create the life you desire.
@Business_Library
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THE BEST AI ASSISTANTS 2024:
Otter - Otter pioneered AI-powered meeting notes with Otter Assistant. It automatically joins calls to record and transcribe, capturing slides. Otter then creates summaries to help teams recall discussions.
Fireflies - As a leading meeting assistant, Fireflies lets users easily record and search conversations. Its trannoscription enables collaboration through comments. Fireflies also integrates with calendars and apps.
Murf - Murf is renowned for its expansive text-to-speech capabilities. With over 100 voices across languages, Murf helps businesses and creators generate high-quality voiceovers for various media.
Siri - Apple's Siri popularized conversational AI and remains the most personalized assistant thanks to its deep iOS/macOS integrations. It answers questions while controlling smart home devices.
Cortana - While more focused on productivity, Cortana competes with Siri via its tight Microsoft integrations. Users rely on Cortana for reminders, notes, calendar management, and controlling connected platforms.
Alexa - Amazon's Alexa voice assistant led the smart home revolution and boasts the largest voice AI ecosystem. Alexa streams media and provides real-time information across devices.
Google Assistant - Constantly improving through AI research, Google Assistant works across the largest number of platforms. Its translation and task automation make it essential.
ELSA Speak - As an educational assistant, ELSA Speak focuses on helping learners improve English pronunciation through speech feedback.
Socratic - Socratic leverages computer vision and natural language to assist students with homework questions across many subjects.
Youper - In the mental healthcare space, Youper's AI guidance and mood tracking personalized meditations aid emotional well-being.
@Business_Library
Otter - Otter pioneered AI-powered meeting notes with Otter Assistant. It automatically joins calls to record and transcribe, capturing slides. Otter then creates summaries to help teams recall discussions.
Fireflies - As a leading meeting assistant, Fireflies lets users easily record and search conversations. Its trannoscription enables collaboration through comments. Fireflies also integrates with calendars and apps.
Murf - Murf is renowned for its expansive text-to-speech capabilities. With over 100 voices across languages, Murf helps businesses and creators generate high-quality voiceovers for various media.
Siri - Apple's Siri popularized conversational AI and remains the most personalized assistant thanks to its deep iOS/macOS integrations. It answers questions while controlling smart home devices.
Cortana - While more focused on productivity, Cortana competes with Siri via its tight Microsoft integrations. Users rely on Cortana for reminders, notes, calendar management, and controlling connected platforms.
Alexa - Amazon's Alexa voice assistant led the smart home revolution and boasts the largest voice AI ecosystem. Alexa streams media and provides real-time information across devices.
Google Assistant - Constantly improving through AI research, Google Assistant works across the largest number of platforms. Its translation and task automation make it essential.
ELSA Speak - As an educational assistant, ELSA Speak focuses on helping learners improve English pronunciation through speech feedback.
Socratic - Socratic leverages computer vision and natural language to assist students with homework questions across many subjects.
Youper - In the mental healthcare space, Youper's AI guidance and mood tracking personalized meditations aid emotional well-being.
@Business_Library
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7 hard musts that will lead you to success 💪
🟠You need to make a call that you are afraid to make
🟢You have to get up earlier than you want
🟠You need to give more than you receive in return
🟢You need to care about others more than they care about you
🟠You have to fight even when you bleed and are strewn with wounds
🟢You have to take risks when it seems better to beware
🟢You need to lead when no one else is following you
@Business_Library
🟠You need to make a call that you are afraid to make
🟢You have to get up earlier than you want
🟠You need to give more than you receive in return
🟢You need to care about others more than they care about you
🟠You have to fight even when you bleed and are strewn with wounds
🟢You have to take risks when it seems better to beware
🟢You need to lead when no one else is following you
@Business_Library
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10 prolific lessons from the book,
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"Sell with a Story" 📚
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by Paul Smith
-
1. The Importance of Storytelling: Understand why storytelling is such a powerful tool in sales, as it engages customers emotionally and helps them connect with the product or service on a deeper level.
2. Know Your Audience: Tailor your stories to resonate with the specific needs, desires, and concerns of your target audience, ensuring that they feel understood and valued.
3. Craft Compelling Narratives: Develop stories that are not only entertaining but also relevant and persuasive, illustrating the value proposition of your product or service in a memorable way.
4. Show, Don't Tell: Use vivid imagery and denoscriptive language to paint a picture for your customers, allowing them to visualize how your offering can solve their problems or enhance their lives.
5. Authenticity Matters: Be genuine and authentic in your storytelling, as customers can sense when a story is contrived or insincere.
6. Use Customer Success Stories: Incorporate testimonials and case studies into your sales pitches to demonstrate how your product or service has benefited real customers in the past.
7. Create Emotional Connections: Appeal to customers' emotions by sharing stories that evoke feelings of joy, excitement, or empathy, making them more likely to remember and respond to your message.
8. Practice Active Listening: Pay attention to your customers' needs and concerns, and use storytelling as a way to address their objections and build rapport.
9. Practice, Practice, Practice: Hone your storytelling skills through practice and repetition, refining your delivery and experimenting with different narratives to see what resonates best with your audience.
10. Measure Your Results: Track the effectiveness of your storytelling efforts by monitoring key sales metrics and soliciting feedback from customers, allowing you to continually refine and improve your approach.
@Business_Library
-
"Sell with a Story" 📚
-
by Paul Smith
-
1. The Importance of Storytelling: Understand why storytelling is such a powerful tool in sales, as it engages customers emotionally and helps them connect with the product or service on a deeper level.
2. Know Your Audience: Tailor your stories to resonate with the specific needs, desires, and concerns of your target audience, ensuring that they feel understood and valued.
3. Craft Compelling Narratives: Develop stories that are not only entertaining but also relevant and persuasive, illustrating the value proposition of your product or service in a memorable way.
4. Show, Don't Tell: Use vivid imagery and denoscriptive language to paint a picture for your customers, allowing them to visualize how your offering can solve their problems or enhance their lives.
5. Authenticity Matters: Be genuine and authentic in your storytelling, as customers can sense when a story is contrived or insincere.
6. Use Customer Success Stories: Incorporate testimonials and case studies into your sales pitches to demonstrate how your product or service has benefited real customers in the past.
7. Create Emotional Connections: Appeal to customers' emotions by sharing stories that evoke feelings of joy, excitement, or empathy, making them more likely to remember and respond to your message.
8. Practice Active Listening: Pay attention to your customers' needs and concerns, and use storytelling as a way to address their objections and build rapport.
9. Practice, Practice, Practice: Hone your storytelling skills through practice and repetition, refining your delivery and experimenting with different narratives to see what resonates best with your audience.
10. Measure Your Results: Track the effectiveness of your storytelling efforts by monitoring key sales metrics and soliciting feedback from customers, allowing you to continually refine and improve your approach.
@Business_Library
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The Power of Now_ A Guide to Spiritual Enlightenment.pdf
7.5 MB
The Power of Now.pdf
A Guide to spritual enlightenment
"one of the best book to come along in years, every sentence rings with truth and power."
over 2 million copies sold
@Business_Library
A Guide to spritual enlightenment
"one of the best book to come along in years, every sentence rings with truth and power."
over 2 million copies sold
@Business_Library
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👝 General tips on starting a business:
1. Start with a solid business idea: Identify a niche that you are passionate about and research the market to determine if there is a demand for your product or service.
2. Develop a business plan: Outline your business goals, target market, competition, financial projections, and marketing strategies in a detailed business plan.
3. Secure funding: Determine how much capital you will need to start and grow your business, and explore funding options such as personal savings, loans, grants, or investors.
4. Register your business: Choose a business name, register your business entity, obtain any necessary licenses or permits, and set up business bank accounts.
5. Build a strong online presence: Create a professional website, establish social media profiles, and use digital marketing tactics to reach your target audience.
6. Provide excellent customer service: Focus on building strong relationships with your customers by providing quality products or services and addressing their needs and concerns promptly.
7. Continuously innovate: Stay ahead of the competition by staying informed about industry trends, learning from feedback, and adapting your business strategies as needed.
🚀 Remember, starting a business requires hard work, dedication, and perseverance. Good luck on your entrepreneurial journey!
@Business_Library
1. Start with a solid business idea: Identify a niche that you are passionate about and research the market to determine if there is a demand for your product or service.
2. Develop a business plan: Outline your business goals, target market, competition, financial projections, and marketing strategies in a detailed business plan.
3. Secure funding: Determine how much capital you will need to start and grow your business, and explore funding options such as personal savings, loans, grants, or investors.
4. Register your business: Choose a business name, register your business entity, obtain any necessary licenses or permits, and set up business bank accounts.
5. Build a strong online presence: Create a professional website, establish social media profiles, and use digital marketing tactics to reach your target audience.
6. Provide excellent customer service: Focus on building strong relationships with your customers by providing quality products or services and addressing their needs and concerns promptly.
7. Continuously innovate: Stay ahead of the competition by staying informed about industry trends, learning from feedback, and adapting your business strategies as needed.
🚀 Remember, starting a business requires hard work, dedication, and perseverance. Good luck on your entrepreneurial journey!
@Business_Library
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The 8 Proven Secrets to SMART Success.pdf
569.1 KB
The 8 proven secrets to success.pdf
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💡💡💡💡💡💡💡💡💡💡💡💡💡💡
Dare to Win and The Power of Focus: How to Hit All Your Business, Personal and
Financial Targets with Absolute Certainty.
@Business_Library
💵💵💵💵💵💵💵💵💵💵💵💵💵💵
💡💡💡💡💡💡💡💡💡💡💡💡💡💡
Dare to Win and The Power of Focus: How to Hit All Your Business, Personal and
Financial Targets with Absolute Certainty.
@Business_Library
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7 Ways to Build Financial Wealth
(By Robert Kiyosaki)
-
Your financial wealth is your responsibility.
If you desire to be rich, it is one that can be yours if you follow the path laid out below.
1️⃣ Savers Are Losers.
👉🏻 Compounding the problem is that the interest rate paid by most savings accounts trails behind the rate of inflation.
👉🏻 In other words, your money sitting in a bank - while earning interest - is becoming less valuable.
👉🏻 Building real financial wealth begins with educated investing, not with saving money.
2️⃣ Pay Yourself First.
👉🏻 If you use your income to pay for your bills and financial obligations first, you'll end up with nothing short-term or long-term.
👉🏻 In the short-term, you are unable to invest in what will provide escape from living paycheck to paycheck.
👉🏻 In the long-term, you will have nothing to live on during retirement.
👉🏻 Paying yourself first means that when money comes in, you designate a portion of it to purchasing income-producing assets before one cent goes to anyone or anything else.
3️⃣ Expand Your Means.
👉🏻 Just like the riches always concentrate on creating money and you will expand your means.
👉🏻 Create money by purchasing assets that pay for what you want.
4️⃣ Focus on Moving to the Right Side of the CASHFLOW Quadrant.
👉🏻 As shown in the picture below, those who are able to create and maintain wealth are found on the right side of the quadrant.
👉🏻 Regardless of which quadrant you are presently in, becoming rich begins - and ends - with a commitment to take the necessary steps to move and stay on the right side of the quadrant.
👉🏻 Where you are in the CASHFLOW Quadrant today isn't as important as where you focus, because today's focus will create tomorrow's reality.
5️⃣ Pay Taxes Like the Rich.
👉🏻 If you want to become rich, you need to keep more of what you make and pay less in taxes.
👉🏻 Use the tax laws that are already set up to help you keep what is yours - provided that you are making your money from the right side of the CASHFLOW Quadrant.
6️⃣ Mind Your Own Business.
👉🏻 When you forget to mind your own business, you eventually end up owning a job instead of a business.
👉🏻 B's and I's create systems (build automated process for their investing or entrepreneurial pursuits) that can run with or without them.
👉🏻 They think in terms of scalability.
👉🏻 By making processes scalable, exponential growth is only a matter of adding additional resources - namely other people's time and money - instead of longer hours and harder work on your part.
👉🏻 This is what it means to "mind your own business."
7️⃣ Diversify Your Portfolio.
👉🏻 If you only diversify within one asset class, you are exposing yourself completely to the weaknesses of that one asset class.
👉🏻 True diversification comes from investing across different investment vehicles (asset classes) such as real estate, commodities, businesses, and paper assets.
-
@Business_Library
(By Robert Kiyosaki)
-
Your financial wealth is your responsibility.
If you desire to be rich, it is one that can be yours if you follow the path laid out below.
1️⃣ Savers Are Losers.
👉🏻 Compounding the problem is that the interest rate paid by most savings accounts trails behind the rate of inflation.
👉🏻 In other words, your money sitting in a bank - while earning interest - is becoming less valuable.
👉🏻 Building real financial wealth begins with educated investing, not with saving money.
2️⃣ Pay Yourself First.
👉🏻 If you use your income to pay for your bills and financial obligations first, you'll end up with nothing short-term or long-term.
👉🏻 In the short-term, you are unable to invest in what will provide escape from living paycheck to paycheck.
👉🏻 In the long-term, you will have nothing to live on during retirement.
👉🏻 Paying yourself first means that when money comes in, you designate a portion of it to purchasing income-producing assets before one cent goes to anyone or anything else.
3️⃣ Expand Your Means.
👉🏻 Just like the riches always concentrate on creating money and you will expand your means.
👉🏻 Create money by purchasing assets that pay for what you want.
4️⃣ Focus on Moving to the Right Side of the CASHFLOW Quadrant.
👉🏻 As shown in the picture below, those who are able to create and maintain wealth are found on the right side of the quadrant.
👉🏻 Regardless of which quadrant you are presently in, becoming rich begins - and ends - with a commitment to take the necessary steps to move and stay on the right side of the quadrant.
👉🏻 Where you are in the CASHFLOW Quadrant today isn't as important as where you focus, because today's focus will create tomorrow's reality.
5️⃣ Pay Taxes Like the Rich.
👉🏻 If you want to become rich, you need to keep more of what you make and pay less in taxes.
👉🏻 Use the tax laws that are already set up to help you keep what is yours - provided that you are making your money from the right side of the CASHFLOW Quadrant.
6️⃣ Mind Your Own Business.
👉🏻 When you forget to mind your own business, you eventually end up owning a job instead of a business.
👉🏻 B's and I's create systems (build automated process for their investing or entrepreneurial pursuits) that can run with or without them.
👉🏻 They think in terms of scalability.
👉🏻 By making processes scalable, exponential growth is only a matter of adding additional resources - namely other people's time and money - instead of longer hours and harder work on your part.
👉🏻 This is what it means to "mind your own business."
7️⃣ Diversify Your Portfolio.
👉🏻 If you only diversify within one asset class, you are exposing yourself completely to the weaknesses of that one asset class.
👉🏻 True diversification comes from investing across different investment vehicles (asset classes) such as real estate, commodities, businesses, and paper assets.
-
@Business_Library
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