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Kryptsu
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From what I can analyze, crypto will have four major super cycles:

Silk Road (2011-2013) ☑️
Retail Speculation (2016-2018) ☑️
Institutional Speculation (2019-2020)
Crypto Replaces Fiat (2020-2030)
The decentralized payment rail that gets market share will be:
anonymous poll

A layer 2/3 bitcoin implementation – 50
👍👍👍👍👍👍👍 82%

A stablecoin – 11
👍👍 18%

👥 61 people voted so far.
“When avarice takes the lead in a state, it is commonly the forerunner of its fall.”