Bald-faced hornets are only a 2 on the Schmidt pain index, so I shouldn't complain. The tennis ball ejected from the dryer exhaust vent could have ricocheted off the nest of a much higher-scoring insect before knocking me off the ladder. Really, I'm lucky.
You say this daily walk will reduce my risk of death from cardiovascular disease by 30%, but also increase my risk of death by bear attack by 300%? That's a 280% increased! I'm not a sucker; I'm staying inside.